Flagstar Bank N.A. (FLG) vs Texas Community Bancshares (TCBS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Texas Community Bancshares (TCBS) has outperformed Flagstar Bank N.A. (FLG) over the past year, gaining 5.5% versus a loss of 5.1%. Over five years, TCBS leads with a +10.9% price change compared with -72.7% for FLG. Flagstar Bank N.A. is the larger company by market cap ($4.67 billion vs $48.8 million), about 95.7 times the size.
On valuation, Texas Community Bancshares trades at a lower trailing P/E (14.0x vs 375.2x for Flagstar Bank N.A.). Texas Community Bancshares offers the higher dividend yield (1.18% vs 0.36%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FLG | TCBS |
|---|---|---|
| Share price | $11.26 | $17.00 |
| Market cap | $4.67B | $48.84M |
| 1-day change | -0.84% | 0.00% |
| YTD return | -9.85% | -5.40% |
| 1-year return | -5.10% | +5.50% |
| 5-year return | -72.68% | +10.89% |
| P/E ratio (TTM) | 375.17 | 14.05 |
| Forward P/E | 9.28 | — |
| EPS (TTM) | $0.03 | $1.21 |
| Dividend yield | 0.36% | 1.18% |
| Annual dividend | $0.04 | $0.20 |
| Revenue (latest FY) | $2.06B | — |
| Revenue growth (YoY) | -19.20% | — |
| Net income (latest FY) | $-177.00M | — |
| Net margin | -8.58% | — |
| 52-week high | $15.44 | $20.00 |
| 52-week low | $10.57 | $15.72 |
| Distance from 52-week high | -27.10% | -15.00% |
| Analyst consensus | buy | — |
| Avg. price target upside | +40.03% | — |
| Average volume | 4.62M | 1.50K |
| Shares outstanding | 415.09M | 2.87M |
| Employees | 5,631 | 61 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Flagstar Bank N.A. is about 95.7 times larger than Texas Community Bancshares by market value ($4.67B vs $48.84M).
- TCBS has outperformed FLG by 10.6 percentage points over the past year.
- Flagstar Bank N.A. trades at a higher earnings multiple (375.2x vs 14.0x trailing P/E).
About Flagstar Bank N.A.
FLG stock →Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit.
Finance · Banks · 5,631 employees
About Texas Community Bancshares
TCBS stock →Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex.
Finance · Banks · 61 employees
FLG vs TCBS FAQ
Which is bigger, Flagstar Bank N.A. or Texas Community Bancshares?
Flagstar Bank N.A. (FLG) is larger, with a market capitalization of $4.67B compared with $48.84M for Texas Community Bancshares (TCBS).
Which stock has performed better over the past year, FLG or TCBS?
TCBS returned +5.50% over the past 12 months, compared with -5.10% for FLG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FLG or TCBS?
TCBS has the lower trailing P/E at 14.0, versus 375.2 for FLG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Flagstar Bank N.A. or Texas Community Bancshares?
Texas Community Bancshares has the higher yield at 1.18%, compared with 0.36% for Flagstar Bank N.A..
Are Flagstar Bank N.A. and Texas Community Bancshares in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.