BCB Bancorp (NJ) (BCBP) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Waterstone Financial (WSBF) has outperformed BCB Bancorp (NJ) (BCBP) over the past year, gaining 28.4% versus a loss of 1.5%. Over five years, WSBF leads with a -3.8% price change compared with -44.3% for BCBP. Waterstone Financial is the larger company by market cap ($352.9 million vs $255.5 million), about 1.4 times the size.
On valuation, BCB Bancorp (NJ) trades at a lower forward P/E (12.2x vs 19.4x for Waterstone Financial). BCB Bancorp (NJ) offers the higher dividend yield (3.85% vs 3.26%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCBP | WSBF |
|---|---|---|
| Share price | $8.31 | $19.63 |
| Market cap | $255.55M | $352.89M |
| 1-day change | 0.00% | -1.21% |
| YTD return | +2.97% | +18.61% |
| 1-year return | -1.54% | +28.38% |
| 5-year return | -44.30% | -3.82% |
| P/E ratio (TTM) | — | 11.41 |
| Forward P/E | 12.22 | 19.44 |
| EPS (TTM) | $-1.11 | $1.72 |
| Dividend yield | 3.85% | 3.26% |
| Annual dividend | $0.32 | $0.64 |
| 52-week high | $11.71 | $21.66 |
| 52-week low | $7.31 | $14.52 |
| Distance from 52-week high | -29.04% | -9.37% |
| Average volume | 257.11K | 76.76K |
| Shares outstanding | 30.75M | 17.98M |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WSBF has outperformed BCBP by 29.9 percentage points over the past year.
BCBP vs WSBF FAQ
Which is bigger, BCB Bancorp (NJ) or Waterstone Financial?
Waterstone Financial (WSBF) is larger, with a market capitalization of $352.89M compared with $255.55M for BCB Bancorp (NJ) (BCBP).
Which stock has performed better over the past year, BCBP or WSBF?
WSBF returned +28.38% over the past 12 months, compared with -1.54% for BCBP (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, BCB Bancorp (NJ) or Waterstone Financial?
BCB Bancorp (NJ) has the higher yield at 3.85%, compared with 3.26% for Waterstone Financial.
Are BCB Bancorp (NJ) and Waterstone Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.