Western New England Bancorp (WNEB) vs Waterstone Financial (WSBF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Waterstone Financial (WSBF) has outperformed Western New England Bancorp (WNEB) over the past year, gaining 28.4% versus a gain of 18.1%. Over five years, WNEB leads with a +54.1% price change compared with -3.8% for WSBF. Waterstone Financial is the larger company by market cap ($350.0 million vs $276.8 million), about 1.3 times the size.
On valuation, Western New England Bancorp trades at a lower forward P/E (12.5x vs 19.3x for Waterstone Financial). Waterstone Financial offers the higher dividend yield (3.29% vs 2.03%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | WNEB | WSBF |
|---|---|---|
| Share price | $13.81 | $19.47 |
| Market cap | $276.83M | $350.01M |
| 1-day change | +1.47% | +0.05% |
| YTD return | +7.84% | +18.61% |
| 1-year return | +18.14% | +28.38% |
| 5-year return | +54.13% | -3.82% |
| P/E ratio (TTM) | 16.64 | 11.25 |
| Forward P/E | 12.48 | 19.28 |
| EPS (TTM) | $0.83 | $1.73 |
| Dividend yield | 2.03% | 3.29% |
| Annual dividend | $0.28 | $0.64 |
| 52-week high | $15.01 | $21.66 |
| 52-week low | $10.78 | $14.52 |
| Distance from 52-week high | -7.99% | -10.11% |
| Analyst consensus | none | — |
| Avg. price target upside | +6.81% | — |
| Average volume | 52.24K | 75.87K |
| Shares outstanding | 20.05M | 17.98M |
| Employees | 292 | 593 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WSBF has outperformed WNEB by 10.2 percentage points over the past year.
- Western New England Bancorp trades at a higher earnings multiple (16.6x vs 11.3x trailing P/E).
- Waterstone Financial offers a meaningfully higher dividend yield (3.29% vs 2.03%).
About Western New England Bancorp
WNEB stock →Western New England Bancorp, Inc. operates as the holding company for Westfield Bank that provides various commercial and retail banking products and services to individuals and companies.
Finance · Savings Institutions · 292 employees
About Waterstone Financial
WSBF stock →Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
Finance · Savings Institutions · 593 employees
WNEB vs WSBF FAQ
Which is bigger, Western New England Bancorp or Waterstone Financial?
Waterstone Financial (WSBF) is larger, with a market capitalization of $350.01M compared with $276.83M for Western New England Bancorp (WNEB).
Which stock has performed better over the past year, WNEB or WSBF?
WSBF returned +28.38% over the past 12 months, compared with +18.14% for WNEB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, WNEB or WSBF?
WSBF has the lower trailing P/E at 11.3, versus 16.6 for WNEB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Western New England Bancorp or Waterstone Financial?
Waterstone Financial has the higher yield at 3.29%, compared with 2.03% for Western New England Bancorp.
Are Western New England Bancorp and Waterstone Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.