Banco De Chile (BCH) vs Cullen/Frost Bankers (CFR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Banco De Chile (BCH) has outperformed Cullen/Frost Bankers (CFR) over the past year, gaining 24.8% versus a gain of 19.5%. Over five years, BCH leads with a +135.3% price change compared with +21.6% for CFR. Banco De Chile is the larger company by market cap ($19.57 billion vs $9.47 billion), about 2.1 times the size.
On valuation, Banco De Chile trades at a lower forward P/E (12.4x vs 12.7x for Cullen/Frost Bankers). Cullen/Frost Bankers pays a dividend yielding 2.65%, while Banco De Chile does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCH | CFR |
|---|---|---|
| Share price | $38.75 | $152.36 |
| Market cap | $19.57B | $9.47B |
| 1-day change | +2.30% | +1.32% |
| YTD return | +1.97% | +20.32% |
| 1-year return | +24.84% | +19.53% |
| 5-year return | +135.28% | +21.60% |
| P/E ratio (TTM) | 14.90 | 14.40 |
| Forward P/E | 12.38 | 12.74 |
| EPS (TTM) | $2.60 | $10.58 |
| Dividend yield | 5.78% | 2.65% |
| Annual dividend | $0.00 | $4.03 |
| Revenue (latest FY) | — | $2.24B |
| Revenue growth (YoY) | — | +8.31% |
| Net income (latest FY) | $-1.24B | $648.56M |
| Net margin | — | 29.02% |
| 52-week high | $46.77 | $170.80 |
| 52-week low | $30.40 | $119.00 |
| Distance from 52-week high | -17.15% | -10.80% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +5.88% | +13.78% |
| Average volume | 311.29K | 539.26K |
| Shares outstanding | 505.09M | 62.15M |
| Employees | 11,221 | 6,008 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Banco De Chile is about 2.1 times larger than Cullen/Frost Bankers by market value ($19.57B vs $9.47B).
- Banco De Chile offers a meaningfully higher dividend yield (5.78% vs 2.65%).
About Banco De Chile
BCH stock →Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries.
Financial Services · Banks - Regional · 11,221 employees
About Cullen/Frost Bankers
CFR stock →Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas.
Financial Services · Banks - Regional · 6,008 employees
BCH vs CFR FAQ
Which is bigger, Banco De Chile or Cullen/Frost Bankers?
Banco De Chile (BCH) is larger, with a market capitalization of $19.57B compared with $9.47B for Cullen/Frost Bankers (CFR).
Which stock has performed better over the past year, BCH or CFR?
BCH returned +24.84% over the past 12 months, compared with +19.53% for CFR (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BCH or CFR?
CFR has the lower trailing P/E at 14.4, versus 14.9 for BCH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Banco De Chile or Cullen/Frost Bankers?
Banco De Chile has the higher yield at 5.78%, compared with 2.65% for Cullen/Frost Bankers.
Are Banco De Chile and Cullen/Frost Bankers in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.