Banco De Chile (BCH) vs First Citizens BancShares (FCNCA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Banco De Chile (BCH) has outperformed First Citizens BancShares (FCNCA) over the past year, gaining 24.2% versus a gain of 16.4%. Over five years, FCNCA leads with a +142.1% price change compared with +136.1% for BCH. First Citizens BancShares is the larger company by market cap ($23.36 billion vs $19.64 billion), about 1.2 times the size.
On valuation, First Citizens BancShares trades at a lower forward P/E (10.2x vs 12.4x for Banco De Chile). First Citizens BancShares pays a dividend yielding 0.40%, while Banco De Chile does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BCH | FCNCA |
|---|---|---|
| Share price | $38.89 | $2,068.39 |
| Market cap | $19.64B | $23.36B |
| 1-day change | +0.36% | +0.12% |
| YTD return | +2.34% | -3.62% |
| 1-year return | +24.17% | +16.43% |
| 5-year return | +136.13% | +142.12% |
| P/E ratio (TTM) | 14.90 | 11.09 |
| Forward P/E | 12.42 | 10.21 |
| EPS (TTM) | $2.61 | $186.57 |
| Dividend yield | 5.63% | 0.40% |
| Annual dividend | $0.00 | $8.25 |
| Revenue (latest FY) | — | $9.54B |
| Revenue growth (YoY) | — | -2.22% |
| Net income (latest FY) | $-1.24B | $2.21B |
| Net margin | — | 23.12% |
| 52-week high | $46.77 | $2,296.30 |
| 52-week low | $30.64 | $1,623.76 |
| Distance from 52-week high | -16.85% | -9.93% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +5.50% | +12.96% |
| Average volume | 311.35K | 66.72K |
| Shares outstanding | 505.09M | 10.29M |
| Employees | 11,221 | 17,876 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Banco De Chile trades at a higher earnings multiple (14.9x vs 11.1x trailing P/E).
- Banco De Chile offers a meaningfully higher dividend yield (5.63% vs 0.40%).
About Banco De Chile
BCH stock →Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries.
Finance · Commercial Banks · 11,221 employees
About First Citizens BancShares
FCNCA stock →First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals in the United States and internationally.
Finance · Major Banks · 17,876 employees
BCH vs FCNCA FAQ
Which is bigger, Banco De Chile or First Citizens BancShares?
First Citizens BancShares (FCNCA) is larger, with a market capitalization of $23.36B compared with $19.64B for Banco De Chile (BCH).
Which stock has performed better over the past year, BCH or FCNCA?
BCH returned +24.17% over the past 12 months, compared with +16.43% for FCNCA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BCH or FCNCA?
FCNCA has the lower trailing P/E at 11.1, versus 14.9 for BCH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Banco De Chile or First Citizens BancShares?
Banco De Chile has the higher yield at 5.63%, compared with 0.40% for First Citizens BancShares.
Are Banco De Chile and First Citizens BancShares in the same industry?
Both are in the Finance sector, but in different industries: Commercial Banks for Banco De Chile and Major Banks for First Citizens BancShares.