Bank First (BFC) vs Enterprise Financial Services (EFSC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Bank First (BFC) has outperformed Enterprise Financial Services (EFSC) over the past year, gaining 12.1% versus a gain of 4.0%. Over five years, BFC leads with a +110.6% price change compared with +23.8% for EFSC. Enterprise Financial Services is the larger company by market cap ($2.12 billion vs $1.61 billion), about 1.3 times the size.
On valuation, Enterprise Financial Services trades at a lower forward P/E (9.9x vs 12.2x for Bank First). Enterprise Financial Services offers the higher dividend yield (2.22% vs 1.34%). Bank First converts more of its revenue into profit, with a net margin of 41.1% versus 27.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BFC | EFSC |
|---|---|---|
| Share price | $145.41 | $58.59 |
| Market cap | $1.61B | $2.12B |
| 1-day change | -1.74% | -1.25% |
| YTD return | +21.47% | +9.87% |
| 1-year return | +12.11% | +4.00% |
| 5-year return | +110.59% | +23.76% |
| P/E ratio (TTM) | 18.91 | 11.65 |
| Forward P/E | 12.19 | 9.91 |
| EPS (TTM) | $7.69 | $5.03 |
| Dividend yield | 1.34% | 2.22% |
| Annual dividend | $1.95 | $1.30 |
| Revenue (latest FY) | $173.88M | $739.86M |
| Revenue growth (YoY) | +10.41% | +16.00% |
| Net income (latest FY) | $71.50M | $201.37M |
| Net margin | 41.12% | 27.22% |
| 52-week high | $159.10 | $68.73 |
| 52-week low | $119.08 | $51.18 |
| Distance from 52-week high | -8.60% | -14.75% |
| Analyst consensus | none | buy |
| Avg. price target upside | +12.10% | +21.18% |
| Average volume | 77.73K | 245.03K |
| Shares outstanding | 11.09M | 36.19M |
| Employees | 554 | 1,370 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Bank First trades at a higher earnings multiple (18.9x vs 11.6x trailing P/E).
- Bank First is more profitable, keeping 41.1 cents of every revenue dollar as net income versus 27.2 cents for Enterprise Financial Services.
- Enterprise Financial Services grew revenue faster in its latest fiscal year (+16.00% vs +10.41%).
About Bank First
BFC stock →Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin.
Finance · Major Banks · 554 employees
About Enterprise Financial Services
EFSC stock →Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit.
Finance · Major Banks · 1,370 employees
BFC vs EFSC FAQ
Which is bigger, Bank First or Enterprise Financial Services?
Enterprise Financial Services (EFSC) is larger, with a market capitalization of $2.12B compared with $1.61B for Bank First (BFC).
Which stock has performed better over the past year, BFC or EFSC?
BFC returned +12.11% over the past 12 months, compared with +4.00% for EFSC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BFC or EFSC?
EFSC has the lower trailing P/E at 11.6, versus 18.9 for BFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank First or Enterprise Financial Services?
Enterprise Financial Services has the higher yield at 2.22%, compared with 1.34% for Bank First.
Are Bank First and Enterprise Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.