Enterprise Financial Services (EFSC) vs OFG Bancorp (OFG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
OFG Bancorp (OFG) has outperformed Enterprise Financial Services (EFSC) over the past year, gaining 19.3% versus a gain of 2.2%. Over five years, OFG leads with a +97.4% price change compared with +22.5% for EFSC. OFG Bancorp is the larger company by market cap ($2.15 billion vs $2.15 billion), about 1.0 times the size.
On valuation, OFG Bancorp trades at a lower forward P/E (9.9x vs 10.0x for Enterprise Financial Services). OFG Bancorp offers the higher dividend yield (2.55% vs 2.19%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSC | OFG |
|---|---|---|
| Share price | $59.33 | $50.92 |
| Market cap | $2.15B | $2.15B |
| 1-day change | +1.00% | +0.91% |
| YTD return | +8.78% | +23.13% |
| 1-year return | +2.21% | +19.35% |
| 5-year return | +22.53% | +97.42% |
| P/E ratio (TTM) | 11.80 | 10.04 |
| Forward P/E | 10.04 | 9.88 |
| EPS (TTM) | $5.03 | $5.07 |
| Dividend yield | 2.19% | 2.55% |
| Annual dividend | $1.30 | $1.30 |
| 52-week high | $68.73 | $54.47 |
| 52-week low | $51.18 | $35.71 |
| Distance from 52-week high | -13.68% | -6.52% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +19.67% | +10.96% |
| Average volume | 245.41K | 272.46K |
| Shares outstanding | 36.19M | 42.27M |
| Employees | 1,370 | 2,185 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OFG has outperformed EFSC by 17.1 percentage points over the past year.
About Enterprise Financial Services
EFSC stock →Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit.
Finance · Major Banks · 1,370 employees
About OFG Bancorp
OFG stock →OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury.
Finance · Major Banks · 2,185 employees
EFSC vs OFG FAQ
Which is bigger, Enterprise Financial Services or OFG Bancorp?
OFG Bancorp (OFG) is larger, with a market capitalization of $2.15B compared with $2.15B for Enterprise Financial Services (EFSC).
Which stock has performed better over the past year, EFSC or OFG?
OFG returned +19.35% over the past 12 months, compared with +2.21% for EFSC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSC or OFG?
OFG has the lower trailing P/E at 10.0, versus 11.8 for EFSC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Enterprise Financial Services or OFG Bancorp?
OFG Bancorp has the higher yield at 2.55%, compared with 2.19% for Enterprise Financial Services.
Are Enterprise Financial Services and OFG Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.