MetaCap

Enterprise Financial Services (EFSC) vs WaFd (WAFD)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.

Summary

Enterprise Financial Services (EFSC) has outperformed WaFd (WAFD) over the past year, gaining 2.2% versus a gain of 0.2%. Over five years, EFSC leads with a +22.5% price change compared with -18.2% for WAFD. WaFd is the larger company by market cap ($2.18 billion vs $2.13 billion), about 1.0 times the size.

On valuation, WaFd trades at a lower forward P/E (8.4x vs 9.9x for Enterprise Financial Services). WaFd offers the higher dividend yield (3.63% vs 2.21%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

EFSC+2.21%WAFD+0.24%
+36%+12%-12%
Oct 7, 20251 yearOct 7, 2026
EFSC+22.94%WAFD-16.09%
+45%+5%-35%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

EFSC versus WAFD key metrics
MetricEFSCWAFD
Share price$58.74$29.47
Market cap$2.13B$2.18B
1-day change-1.46%-1.50%
YTD return+8.78%-7.99%
1-year return+2.21%+0.24%
5-year return+22.53%-18.18%
P/E ratio (TTM)11.689.30
Forward P/E9.948.40
EPS (TTM)$5.03$3.17
Dividend yield2.21%3.63%
Annual dividend$1.30$1.07
52-week high$68.73$39.49
52-week low$51.18$26.31
Distance from 52-week high-14.54%-25.37%
Analyst consensusbuyhold
Avg. price target upside+20.87%+17.07%
Average volume246.38K875.65K
Shares outstanding36.19M74.01M
Employees1,3702,055
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Enterprise Financial Services trades at a higher earnings multiple (11.7x vs 9.3x trailing P/E).
  • WaFd offers a meaningfully higher dividend yield (3.63% vs 2.21%).

About Enterprise Financial Services

EFSC stock →

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit.

Finance · Major Banks · 1,370 employees

About WaFd

WAFD stock →

WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States.

Finance · Major Banks · 2,055 employees

EFSC vs WAFD FAQ

Which is bigger, Enterprise Financial Services or WaFd?

WaFd (WAFD) is larger, with a market capitalization of $2.18B compared with $2.13B for Enterprise Financial Services (EFSC).

Which stock has performed better over the past year, EFSC or WAFD?

EFSC returned +2.21% over the past 12 months, compared with +0.24% for WAFD (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, EFSC or WAFD?

WAFD has the lower trailing P/E at 9.3, versus 11.7 for EFSC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Enterprise Financial Services or WaFd?

WaFd has the higher yield at 3.63%, compared with 2.21% for Enterprise Financial Services.

Are Enterprise Financial Services and WaFd in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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