Bank First (BFC) vs Lakeland Financial (LKFN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Bank First (BFC) has outperformed Lakeland Financial (LKFN) over the past year, gaining 12.1% versus a loss of 9.2%. Over five years, BFC leads with a +110.6% price change compared with -23.7% for LKFN. Bank First is the larger company by market cap ($1.64 billion vs $1.43 billion), about 1.1 times the size.
On valuation, Bank First trades at a lower forward P/E (12.4x vs 12.7x for Lakeland Financial). Lakeland Financial offers the higher dividend yield (3.59% vs 1.32%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BFC | LKFN |
|---|---|---|
| Share price | $147.98 | $57.45 |
| Market cap | $1.64B | $1.43B |
| 1-day change | +0.31% | +0.45% |
| YTD return | +21.47% | +0.68% |
| 1-year return | +12.11% | -9.24% |
| 5-year return | +110.59% | -23.70% |
| P/E ratio (TTM) | 19.24 | 13.18 |
| Forward P/E | 12.40 | 12.74 |
| EPS (TTM) | $7.69 | $4.36 |
| Dividend yield | 1.32% | 3.59% |
| Annual dividend | $1.95 | $2.06 |
| Revenue (latest FY) | $173.88M | — |
| Revenue growth (YoY) | +10.41% | — |
| Net income (latest FY) | $71.50M | — |
| Net margin | 41.12% | — |
| 52-week high | $159.10 | $64.55 |
| 52-week low | $119.08 | $54.36 |
| Distance from 52-week high | -6.99% | -11.00% |
| Analyst consensus | none | hold |
| Avg. price target upside | +10.15% | +15.75% |
| Average volume | 77.73K | 172.26K |
| Shares outstanding | 11.09M | 24.86M |
| Employees | 554 | 695 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BFC has outperformed LKFN by 21.4 percentage points over the past year.
- Bank First trades at a higher earnings multiple (19.2x vs 13.2x trailing P/E).
- Lakeland Financial offers a meaningfully higher dividend yield (3.59% vs 1.32%).
About Bank First
BFC stock →Bank First Corporation operates as a holding company for Bank First, N.A. that provides consumer and commercial financial services to businesses, professionals, and consumers, in Wisconsin.
Finance · Major Banks · 554 employees
About Lakeland Financial
LKFN stock →Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits.
Finance · Major Banks · 695 employees
BFC vs LKFN FAQ
Which is bigger, Bank First or Lakeland Financial?
Bank First (BFC) is larger, with a market capitalization of $1.64B compared with $1.43B for Lakeland Financial (LKFN).
Which stock has performed better over the past year, BFC or LKFN?
BFC returned +12.11% over the past 12 months, compared with -9.24% for LKFN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BFC or LKFN?
LKFN has the lower trailing P/E at 13.2, versus 19.2 for BFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank First or Lakeland Financial?
Lakeland Financial has the higher yield at 3.59%, compared with 1.32% for Bank First.
Are Bank First and Lakeland Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.