MetaCap

Bank of Marin Bancorp (BMRC) vs USCB Financial (USCB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

USCB Financial (USCB) has outperformed Bank of Marin Bancorp (BMRC) over the past year, gaining 28.2% versus a gain of 11.4%. Over five years, USCB leads with a +74.2% price change compared with -28.9% for BMRC. Bank of Marin Bancorp is the larger company by market cap ($435.5 million vs $403.5 million), about 1.1 times the size.

On valuation, USCB Financial trades at a lower forward P/E (9.4x vs 11.1x for Bank of Marin Bancorp). Bank of Marin Bancorp offers the higher dividend yield (3.72% vs 2.06%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BMRC+11.45%USCB+28.24%
+39%+16%-8%
Oct 7, 20251 yearOct 7, 2026
BMRC-29.21%USCB+77.12%
+97%+14%-69%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BMRC versus USCB key metrics
MetricBMRCUSCB
Share price$26.89$21.84
Market cap$435.46M$403.48M
1-day change+0.07%-0.64%
YTD return+3.31%+19.33%
1-year return+11.45%+28.24%
5-year return-28.86%+74.17%
P/E ratio (TTM)—14.00
Forward P/E11.139.41
EPS (TTM)$-0.90$1.56
Dividend yield3.72%2.06%
Annual dividend$1.00$0.45
52-week high$30.92$23.89
52-week low$22.50$16.36
Distance from 52-week high-13.03%-8.57%
Analyst consensusbuynone
Avg. price target upside+17.52%+11.49%
Average volume151.23K67.20K
Shares outstanding16.19M18.47M
Employees315216
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • USCB has outperformed BMRC by 16.8 percentage points over the past year.
  • Bank of Marin Bancorp offers a meaningfully higher dividend yield (3.72% vs 2.06%).

About Bank of Marin Bancorp

BMRC stock →

Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services.

Finance · Major Banks · 315 employees

About USCB Financial

USCB stock →

USCB Financial Holdings, Inc. operates as the bank holding company for U.S.

Finance · Major Banks · 216 employees

BMRC vs USCB FAQ

Which is bigger, Bank of Marin Bancorp or USCB Financial?

Bank of Marin Bancorp (BMRC) is larger, with a market capitalization of $435.46M compared with $403.48M for USCB Financial (USCB).

Which stock has performed better over the past year, BMRC or USCB?

USCB returned +28.24% over the past 12 months, compared with +11.45% for BMRC (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Bank of Marin Bancorp or USCB Financial?

Bank of Marin Bancorp has the higher yield at 3.72%, compared with 2.06% for USCB Financial.

Are Bank of Marin Bancorp and USCB Financial in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

More comparisons