Bank of Hawaii (BOH) vs Community Financial System (CBU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Community Financial System (CBU) has outperformed Bank of Hawaii (BOH) over the past year, gaining 5.8% versus a gain of 3.3%. Over five years, CBU leads with a -17.2% price change compared with -19.7% for BOH. Community Financial System is the larger company by market cap ($3.08 billion vs $2.64 billion), about 1.2 times the size.
On valuation, Bank of Hawaii trades at a lower forward P/E (10.1x vs 11.3x for Community Financial System). Bank of Hawaii offers the higher dividend yield (4.19% vs 3.21%). Bank of Hawaii converts more of its revenue into profit, with a net margin of 168.9% versus 25.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOH | CBU |
|---|---|---|
| Share price | $66.81 | $58.63 |
| Market cap | $2.64B | $3.08B |
| 1-day change | -1.33% | -0.80% |
| YTD return | -2.28% | +2.07% |
| 1-year return | +3.34% | +5.83% |
| 5-year return | -19.71% | -17.21% |
| P/E ratio (TTM) | 12.61 | 13.60 |
| Forward P/E | 10.11 | 11.32 |
| EPS (TTM) | $5.30 | $4.31 |
| Dividend yield | 4.19% | 3.21% |
| Annual dividend | $2.80 | $1.88 |
| Revenue (latest FY) | $121.92M | $818.01M |
| Revenue growth (YoY) | -0.14% | +9.61% |
| Net income (latest FY) | $205.90M | $210.46M |
| Net margin | 168.88% | 25.73% |
| 52-week high | $86.31 | $71.11 |
| 52-week low | $59.36 | $53.46 |
| Distance from 52-week high | -22.59% | -17.55% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +21.49% | +17.98% |
| Average volume | 414.74K | 262.21K |
| Shares outstanding | 39.45M | 52.62M |
| Employees | 1,910 | 2,853 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Bank of Hawaii is more profitable, keeping 168.9 cents of every revenue dollar as net income versus 25.7 cents for Community Financial System.
- Community Financial System grew revenue faster in its latest fiscal year (+9.61% vs -0.14%).
About Bank of Hawaii
BOH stock →Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, the United States Mainland, Guam, and other Pacific Islands. It operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other.
Finance · Major Banks · 1,910 employees
About Community Financial System
CBU stock →Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A.
Finance · Major Banks · 2,853 employees
BOH vs CBU FAQ
Which is bigger, Bank of Hawaii or Community Financial System?
Community Financial System (CBU) is larger, with a market capitalization of $3.08B compared with $2.64B for Bank of Hawaii (BOH).
Which stock has performed better over the past year, BOH or CBU?
CBU returned +5.83% over the past 12 months, compared with +3.34% for BOH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOH or CBU?
BOH has the lower trailing P/E at 12.6, versus 13.6 for CBU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of Hawaii or Community Financial System?
Bank of Hawaii has the higher yield at 4.19%, compared with 3.21% for Community Financial System.
Are Bank of Hawaii and Community Financial System in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.