Bank of Hawaii (BOH) vs NBT Bancorp (NBTB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
NBT Bancorp (NBTB) has outperformed Bank of Hawaii (BOH) over the past year, gaining 22.8% versus a gain of 4.2%. Over five years, NBTB leads with a +37.8% price change compared with -18.6% for BOH. Bank of Hawaii is the larger company by market cap ($2.67 billion vs $2.63 billion), about 1.0 times the size, while NBT Bancorp is growing revenue faster (+10.4% vs -0.1%).
On valuation, Bank of Hawaii trades at a lower forward P/E (10.2x vs 11.1x for NBT Bancorp). Bank of Hawaii offers the higher dividend yield (4.14% vs 2.93%). Bank of Hawaii converts more of its revenue into profit, with a net margin of 168.9% versus 92.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOH | NBTB |
|---|---|---|
| Share price | $67.71 | $50.53 |
| Market cap | $2.67B | $2.63B |
| 1-day change | +1.97% | +0.70% |
| YTD return | -0.97% | +21.70% |
| 1-year return | +4.20% | +22.76% |
| 5-year return | -18.63% | +37.80% |
| P/E ratio (TTM) | 12.61 | 12.35 |
| Forward P/E | 10.25 | 11.07 |
| EPS (TTM) | $5.37 | $4.09 |
| Dividend yield | 4.14% | 2.93% |
| Annual dividend | $2.80 | $1.48 |
| Revenue (latest FY) | $121.92M | $182.95M |
| Revenue growth (YoY) | -0.14% | +10.40% |
| Net income (latest FY) | $205.90M | $169.24M |
| Net margin | 168.88% | 92.50% |
| 52-week high | $86.31 | $54.50 |
| 52-week low | $59.36 | $39.20 |
| Distance from 52-week high | -21.55% | -7.28% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +23.32% | +13.79% |
| Average volume | 417.23K | 348.49K |
| Shares outstanding | 39.45M | 51.96M |
| Employees | 1,910 | 2,303 |
| Sector | Finance | Financial Services |
| Industry | Major Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NBTB has outperformed BOH by 18.6 percentage points over the past year.
- Bank of Hawaii offers a meaningfully higher dividend yield (4.14% vs 2.93%).
- Bank of Hawaii is more profitable, keeping 168.9 cents of every revenue dollar as net income versus 92.5 cents for NBT Bancorp.
- NBT Bancorp grew revenue faster in its latest fiscal year (+10.40% vs -0.14%).
- The two companies sit in different sectors: Bank of Hawaii in Finance and NBT Bancorp in Financial Services.
About Bank of Hawaii
BOH stock →Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, the United States Mainland, Guam, and other Pacific Islands. It operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other.
Finance · Major Banks · 1,910 employees
About NBT Bancorp
NBTB stock →NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.
Financial Services · Banks - Regional · 2,303 employees
BOH vs NBTB FAQ
Which is bigger, Bank of Hawaii or NBT Bancorp?
Bank of Hawaii (BOH) is larger, with a market capitalization of $2.67B compared with $2.63B for NBT Bancorp (NBTB).
Which stock has performed better over the past year, BOH or NBTB?
NBTB returned +22.76% over the past 12 months, compared with +4.20% for BOH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOH or NBTB?
NBTB has the lower trailing P/E at 12.4, versus 12.6 for BOH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bank of Hawaii or NBT Bancorp?
Bank of Hawaii has the higher yield at 4.14%, compared with 2.93% for NBT Bancorp.
Are Bank of Hawaii and NBT Bancorp in the same industry?
No. Bank of Hawaii is in the Finance sector, while NBT Bancorp is in Financial Services.