Bowhead Specialty (BOW) vs Safety Insurance Group (SAFT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Safety Insurance Group (SAFT) has outperformed Bowhead Specialty (BOW) over the past year, gaining 48.5% versus a gain of 30.8%. Safety Insurance Group is the larger company by market cap ($1.53 billion vs $1.12 billion), about 1.4 times the size. On valuation, Bowhead Specialty trades at a lower forward P/E (13.9x vs 16.6x for Safety Insurance Group).
Safety Insurance Group pays a dividend yielding 3.54%, while Bowhead Specialty does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOW | SAFT |
|---|---|---|
| Share price | $34.03 | $103.88 |
| Market cap | $1.12B | $1.53B |
| 1-day change | +0.74% | -0.06% |
| YTD return | +19.24% | +33.33% |
| 1-year return | +30.83% | +48.46% |
| 5-year return | — | +30.19% |
| P/E ratio (TTM) | 18.30 | 22.29 |
| Forward P/E | 13.89 | 16.62 |
| EPS (TTM) | $1.86 | $4.66 |
| Dividend yield | 0.00% | 3.54% |
| Annual dividend | $0.00 | $3.68 |
| 52-week high | $35.07 | $104.01 |
| 52-week low | $21.21 | $67.04 |
| Distance from 52-week high | -2.97% | -0.12% |
| Average volume | 331.09K | 209.12K |
| Shares outstanding | 32.94M | 14.68M |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SAFT has outperformed BOW by 17.6 percentage points over the past year.
- Safety Insurance Group offers a meaningfully higher dividend yield (3.54% vs 0.00%).
BOW vs SAFT FAQ
Which is bigger, Bowhead Specialty or Safety Insurance Group?
Safety Insurance Group (SAFT) is larger, with a market capitalization of $1.53B compared with $1.12B for Bowhead Specialty (BOW).
Which stock has performed better over the past year, BOW or SAFT?
SAFT returned +48.46% over the past 12 months, compared with +30.83% for BOW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOW or SAFT?
BOW has the lower trailing P/E at 18.3, versus 22.3 for SAFT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Bowhead Specialty or Safety Insurance Group?
Safety Insurance Group pays a dividend yielding 3.54%, while Bowhead Specialty does not currently pay a regular dividend.
Are Bowhead Specialty and Safety Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.