Bowhead Specialty (BOW) vs Heritage Insurance (HRTG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Heritage Insurance (HRTG) has outperformed Bowhead Specialty (BOW) over the past year, gaining 36.3% versus a gain of 30.8%. Bowhead Specialty is the larger company by market cap ($1.12 billion vs $1.03 billion), about 1.1 times the size. On valuation, Heritage Insurance trades at a lower forward P/E (6.7x vs 13.9x for Bowhead Specialty).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BOW | HRTG |
|---|---|---|
| Share price | $34.03 | $34.54 |
| Market cap | $1.12B | $1.03B |
| 1-day change | +0.74% | +1.08% |
| YTD return | +19.24% | +18.05% |
| 1-year return | +30.83% | +36.25% |
| 5-year return | — | +401.31% |
| P/E ratio (TTM) | 18.39 | 4.93 |
| Forward P/E | 13.89 | 6.66 |
| EPS (TTM) | $1.85 | $7.01 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $35.07 | $36.50 |
| 52-week low | $21.21 | $20.48 |
| Distance from 52-week high | -2.97% | -5.37% |
| Average volume | 329.57K | 292.97K |
| Shares outstanding | 32.94M | 29.73M |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Bowhead Specialty trades at a higher earnings multiple (18.4x vs 4.9x trailing P/E).
BOW vs HRTG FAQ
Which is bigger, Bowhead Specialty or Heritage Insurance?
Bowhead Specialty (BOW) is larger, with a market capitalization of $1.12B compared with $1.03B for Heritage Insurance (HRTG).
Which stock has performed better over the past year, BOW or HRTG?
HRTG returned +36.25% over the past 12 months, compared with +30.83% for BOW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BOW or HRTG?
HRTG has the lower trailing P/E at 4.9, versus 18.4 for BOW. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Bowhead Specialty and Heritage Insurance in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.