Safety Insurance Group (SAFT) vs United Fire Group (UFCS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Over five years, UFCS leads with a +150.1% price change compared with +30.2% for SAFT. Safety Insurance Group is the larger company by market cap ($1.53 billion vs $1.42 billion), about 1.1 times the size. On valuation, United Fire Group trades at a lower forward P/E (11.4x vs 16.6x for Safety Insurance Group).
Safety Insurance Group offers the higher dividend yield (3.54% vs 1.31%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SAFT | UFCS |
|---|---|---|
| Share price | $103.88 | $55.05 |
| Market cap | $1.53B | $1.42B |
| 1-day change | -0.06% | +0.33% |
| YTD return | +33.33% | — |
| 1-year return | +48.46% | — |
| 5-year return | +30.19% | +150.11% |
| P/E ratio (TTM) | 22.29 | 10.21 |
| Forward P/E | 16.62 | 11.37 |
| EPS (TTM) | $4.66 | $5.39 |
| Dividend yield | 3.54% | 1.31% |
| Annual dividend | $3.68 | $0.72 |
| 52-week high | $104.01 | $56.74 |
| 52-week low | $67.04 | $29.85 |
| Distance from 52-week high | -0.12% | -2.98% |
| Average volume | 207.72K | 150.80K |
| Shares outstanding | 14.68M | 25.71M |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Safety Insurance Group trades at a higher earnings multiple (22.3x vs 10.2x trailing P/E).
- Safety Insurance Group offers a meaningfully higher dividend yield (3.54% vs 1.31%).
SAFT vs UFCS FAQ
Which is bigger, Safety Insurance Group or United Fire Group?
Safety Insurance Group (SAFT) is larger, with a market capitalization of $1.53B compared with $1.42B for United Fire Group (UFCS).
Which has the lower P/E ratio, SAFT or UFCS?
UFCS has the lower trailing P/E at 10.2, versus 22.3 for SAFT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Safety Insurance Group or United Fire Group?
Safety Insurance Group has the higher yield at 3.54%, compared with 1.31% for United Fire Group.
Are Safety Insurance Group and United Fire Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.