Banco Santander - Chile (BSAC) vs Intercorp Financial Services (IFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Intercorp Financial Services (IFS) has outperformed Banco Santander - Chile (BSAC) over the past year, gaining 30.1% versus a gain of 21.6%. Over five years, IFS leads with a +100.1% price change compared with +83.8% for BSAC. Banco Santander - Chile is the larger company by market cap ($15.01 billion vs $5.83 billion), about 2.6 times the size.
On valuation, Intercorp Financial Services trades at a lower forward P/E (8.0x vs 10.5x for Banco Santander - Chile). Intercorp Financial Services pays a dividend yielding 11.47%, while Banco Santander - Chile does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BSAC | IFS |
|---|---|---|
| Share price | $31.87 | $52.80 |
| Market cap | $15.01B | $5.83B |
| 1-day change | +0.71% | +0.95% |
| YTD return | +1.70% | +23.47% |
| 1-year return | +21.55% | +30.07% |
| 5-year return | +83.85% | +100.08% |
| P/E ratio (TTM) | 12.30 | 9.79 |
| Forward P/E | 10.49 | 8.01 |
| EPS (TTM) | $2.59 | $5.39 |
| Dividend yield | 4.68% | 11.47% |
| Annual dividend | $0.00 | $6.06 |
| 52-week high | $37.72 | $61.38 |
| 52-week low | $26.27 | $38.29 |
| Distance from 52-week high | -15.52% | -13.99% |
| Analyst consensus | hold | none |
| Avg. price target upside | +9.68% | +25.20% |
| Average volume | 312.00K | 226.60K |
| Shares outstanding | 471.12M | 110.40M |
| Employees | 8,526 | 9,229 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Banco Santander - Chile is about 2.6 times larger than Intercorp Financial Services by market value ($15.01B vs $5.83B).
- Banco Santander - Chile trades at a higher earnings multiple (12.3x vs 9.8x trailing P/E).
- Intercorp Financial Services offers a meaningfully higher dividend yield (11.47% vs 4.68%).
About Banco Santander - Chile
BSAC stock →Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments.
Finance · Commercial Banks · 8,526 employees
About Intercorp Financial Services
IFS stock →Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Finance · Commercial Banks · 9,229 employees
BSAC vs IFS FAQ
Which is bigger, Banco Santander - Chile or Intercorp Financial Services?
Banco Santander - Chile (BSAC) is larger, with a market capitalization of $15.01B compared with $5.83B for Intercorp Financial Services (IFS).
Which stock has performed better over the past year, BSAC or IFS?
IFS returned +30.07% over the past 12 months, compared with +21.55% for BSAC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BSAC or IFS?
IFS has the lower trailing P/E at 9.8, versus 12.3 for BSAC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Banco Santander - Chile or Intercorp Financial Services?
Intercorp Financial Services has the higher yield at 11.47%, compared with 4.68% for Banco Santander - Chile.
Are Banco Santander - Chile and Intercorp Financial Services in the same industry?
Yes. Both are classified in the Commercial Banks industry within the Finance sector.