Banco Santander - Chile (BSAC) vs Grupo Financiero Galicia S.A. (GGAL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Grupo Financiero Galicia S.A. (GGAL) has outperformed Banco Santander - Chile (BSAC) over the past year, gaining 29.6% versus a gain of 19.2%. Over five years, GGAL leads with a +242.3% price change compared with +85.6% for BSAC. Banco Santander - Chile is the larger company by market cap ($15.10 billion vs $6.26 billion), about 2.4 times the size.
On valuation, Grupo Financiero Galicia S.A. trades at a lower forward P/E (5.3x vs 10.6x for Banco Santander - Chile).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BSAC | GGAL |
|---|---|---|
| Share price | $32.05 | $36.96 |
| Market cap | $15.10B | $6.26B |
| 1-day change | +0.34% | +0.54% |
| YTD return | +2.67% | -31.85% |
| 1-year return | +19.22% | +29.62% |
| 5-year return | +85.59% | +242.27% |
| P/E ratio (TTM) | 12.37 | 41.53 |
| Forward P/E | 10.55 | 5.33 |
| EPS (TTM) | $2.59 | $0.89 |
| Dividend yield | 4.64% | 4.21% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $37.72 | $62.52 |
| 52-week low | $26.27 | $31.14 |
| Distance from 52-week high | -15.03% | -40.88% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +9.05% | +80.11% |
| Average volume | 312.10K | 895.90K |
| Shares outstanding | 471.12M | 132.50M |
| Employees | 8,526 | 9,435 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Banco Santander - Chile is about 2.4 times larger than Grupo Financiero Galicia S.A. by market value ($15.10B vs $6.26B).
- GGAL has outperformed BSAC by 10.4 percentage points over the past year.
- Grupo Financiero Galicia S.A. trades at a higher earnings multiple (41.5x vs 12.4x trailing P/E).
About Banco Santander - Chile
BSAC stock →Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments.
Finance · Commercial Banks · 8,526 employees
About Grupo Financiero Galicia S.A.
GGAL stock →Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments.
Finance · Commercial Banks · 9,435 employees
BSAC vs GGAL FAQ
Which is bigger, Banco Santander - Chile or Grupo Financiero Galicia S.A.?
Banco Santander - Chile (BSAC) is larger, with a market capitalization of $15.10B compared with $6.26B for Grupo Financiero Galicia S.A. (GGAL).
Which stock has performed better over the past year, BSAC or GGAL?
GGAL returned +29.62% over the past 12 months, compared with +19.22% for BSAC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BSAC or GGAL?
BSAC has the lower trailing P/E at 12.4, versus 41.5 for GGAL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Banco Santander - Chile or Grupo Financiero Galicia S.A.?
Banco Santander - Chile has the higher yield at 4.64%, compared with 4.21% for Grupo Financiero Galicia S.A..
Are Banco Santander - Chile and Grupo Financiero Galicia S.A. in the same industry?
Yes. Both are classified in the Commercial Banks industry within the Finance sector.