BV Financial (BVFL) vs First Capital (FCAP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
BV Financial (BVFL) has outperformed First Capital (FCAP) over the past year, gaining 41.9% versus a gain of 40.6%. Over five years, BVFL leads with a +67.6% price change compared with +56.7% for FCAP. First Capital is the larger company by market cap ($213.7 million vs $185.2 million), about 1.2 times the size.
On valuation, First Capital trades at a lower trailing P/E (11.6x vs 14.5x for BV Financial). First Capital pays a dividend yielding 1.94%, while BV Financial does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BVFL | FCAP |
|---|---|---|
| Share price | $21.86 | $63.90 |
| Market cap | $185.17M | $213.72M |
| 1-day change | 0.00% | -0.65% |
| YTD return | +20.51% | +8.65% |
| 1-year return | +41.86% | +40.59% |
| 5-year return | +67.58% | +56.69% |
| P/E ratio (TTM) | 14.48 | 11.58 |
| EPS (TTM) | $1.51 | $5.52 |
| Dividend yield | 0.00% | 1.94% |
| Annual dividend | $0.00 | $1.24 |
| 52-week high | $22.17 | $71.00 |
| 52-week low | $14.60 | $37.64 |
| Distance from 52-week high | -1.40% | -10.00% |
| Average volume | 16.23K | 18.21K |
| Shares outstanding | 8.47M | 3.34M |
| Employees | 99 | 176 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- BV Financial trades at a higher earnings multiple (14.5x vs 11.6x trailing P/E).
- First Capital offers a meaningfully higher dividend yield (1.94% vs 0.00%).
About BV Financial
BVFL stock →BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States.
Finance · Savings Institutions · 99 employees
About First Capital
FCAP stock →First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States.
Finance · Savings Institutions · 176 employees
BVFL vs FCAP FAQ
Which is bigger, BV Financial or First Capital?
First Capital (FCAP) is larger, with a market capitalization of $213.72M compared with $185.17M for BV Financial (BVFL).
Which stock has performed better over the past year, BVFL or FCAP?
BVFL returned +41.86% over the past 12 months, compared with +40.59% for FCAP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BVFL or FCAP?
FCAP has the lower trailing P/E at 11.6, versus 14.5 for BVFL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BV Financial or First Capital?
First Capital pays a dividend yielding 1.94%, while BV Financial does not currently pay a regular dividend.
Are BV Financial and First Capital in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.