First Capital (FCAP) vs First Guaranty Bancshares (FGBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Capital (FCAP) has outperformed First Guaranty Bancshares (FGBI) over the past year, gaining 40.6% versus a loss of 7.1%. Over five years, FCAP leads with a +56.7% price change compared with -55.5% for FGBI. First Capital is the larger company by market cap ($215.1 million vs $136.9 million), about 1.6 times the size.
First Capital offers the higher dividend yield (1.93% vs 0.48%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCAP | FGBI |
|---|---|---|
| Share price | $64.32 | $8.28 |
| Market cap | $215.13M | $136.94M |
| 1-day change | -0.42% | -2.59% |
| YTD return | +8.65% | +54.19% |
| 1-year return | +40.59% | -7.14% |
| 5-year return | +56.69% | -55.46% |
| P/E ratio (TTM) | 11.65 | — |
| Forward P/E | — | 12.74 |
| EPS (TTM) | $5.52 | $-2.42 |
| Dividend yield | 1.93% | 0.48% |
| Annual dividend | $1.24 | $0.04 |
| 52-week high | $71.00 | $11.02 |
| 52-week low | $37.64 | $4.31 |
| Distance from 52-week high | -9.41% | -24.83% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +8.70% |
| Average volume | 17.91K | 23.63K |
| Shares outstanding | 3.34M | 16.54M |
| Employees | 176 | 333 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FCAP has outperformed FGBI by 47.7 percentage points over the past year.
- First Capital offers a meaningfully higher dividend yield (1.93% vs 0.48%).
About First Capital
FCAP stock →First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States.
Finance · Savings Institutions · 176 employees
About First Guaranty Bancshares
FGBI stock →First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas.
Finance · Savings Institutions · 333 employees
FCAP vs FGBI FAQ
Which is bigger, First Capital or First Guaranty Bancshares?
First Capital (FCAP) is larger, with a market capitalization of $215.13M compared with $136.94M for First Guaranty Bancshares (FGBI).
Which stock has performed better over the past year, FCAP or FGBI?
FCAP returned +40.59% over the past 12 months, compared with -7.14% for FGBI (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, First Capital or First Guaranty Bancshares?
First Capital has the higher yield at 1.93%, compared with 0.48% for First Guaranty Bancshares.
Are First Capital and First Guaranty Bancshares in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.