Carter Bankshares (CARE) vs Shore Bancshares (SHBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Carter Bankshares (CARE) has outperformed Shore Bancshares (SHBI) over the past year, gaining 56.1% versus a gain of 39.5%. Over five years, CARE leads with a +108.0% price change compared with +24.0% for SHBI. Shore Bancshares is the larger company by market cap ($743.2 million vs $698.6 million), about 1.1 times the size.
On valuation, Shore Bancshares trades at a lower forward P/E (9.8x vs 11.6x for Carter Bankshares). Shore Bancshares offers the higher dividend yield (2.25% vs 0.33%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CARE | SHBI |
|---|---|---|
| Share price | $30.16 | $22.27 |
| Market cap | $698.62M | $743.20M |
| 1-day change | -1.02% | -1.37% |
| YTD return | +53.41% | +25.96% |
| 1-year return | +56.11% | +39.54% |
| 5-year return | +107.99% | +24.00% |
| P/E ratio (TTM) | 5.25 | 11.48 |
| Forward P/E | 11.60 | 9.83 |
| EPS (TTM) | $5.74 | $1.94 |
| Dividend yield | 0.33% | 2.25% |
| Annual dividend | $0.10 | $0.50 |
| 52-week high | $36.06 | $24.89 |
| 52-week low | $16.78 | $14.93 |
| Distance from 52-week high | -16.36% | -10.53% |
| Analyst consensus | none | buy |
| Avg. price target upside | +16.31% | +14.95% |
| Average volume | 323.18K | 200.67K |
| Shares outstanding | 23.16M | 33.37M |
| Employees | 687 | 595 |
| Sector | Finance | Financial Services |
| Industry | Major Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CARE has outperformed SHBI by 16.6 percentage points over the past year.
- Shore Bancshares trades at a higher earnings multiple (11.5x vs 5.3x trailing P/E).
- Shore Bancshares offers a meaningfully higher dividend yield (2.25% vs 0.33%).
- The two companies sit in different sectors: Carter Bankshares in Finance and Shore Bancshares in Financial Services.
About Carter Bankshares
CARE stock →Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States.
Finance · Major Banks · 687 employees
About Shore Bancshares
SHBI stock →Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A.
Financial Services · Banks - Regional · 595 employees
CARE vs SHBI FAQ
Which is bigger, Carter Bankshares or Shore Bancshares?
Shore Bancshares (SHBI) is larger, with a market capitalization of $743.20M compared with $698.62M for Carter Bankshares (CARE).
Which stock has performed better over the past year, CARE or SHBI?
CARE returned +56.11% over the past 12 months, compared with +39.54% for SHBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CARE or SHBI?
CARE has the lower trailing P/E at 5.3, versus 11.5 for SHBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Carter Bankshares or Shore Bancshares?
Shore Bancshares has the higher yield at 2.25%, compared with 0.33% for Carter Bankshares.
Are Carter Bankshares and Shore Bancshares in the same industry?
No. Carter Bankshares is in the Finance sector, while Shore Bancshares is in Financial Services.