River City Bank (RCBC) vs Shore Bancshares (SHBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
River City Bank (RCBC) has outperformed Shore Bancshares (SHBI) over the past year, gaining 41.3% versus a gain of 40.5%. Over five years, RCBC leads with a +95.4% price change compared with +25.7% for SHBI. River City Bank is the larger company by market cap ($769.4 million vs $743.2 million), about 1.0 times the size.
On valuation, Shore Bancshares trades at a lower forward P/E (9.8x vs 11.0x for River City Bank). Shore Bancshares offers the higher dividend yield (2.25% vs 0.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | RCBC | SHBI |
|---|---|---|
| Share price | $54.98 | $22.27 |
| Market cap | $769.44M | $743.20M |
| 1-day change | +0.51% | -1.37% |
| YTD return | +24.66% | +27.71% |
| 1-year return | +41.34% | +40.51% |
| 5-year return | +95.36% | +25.72% |
| P/E ratio (TTM) | 11.72 | 11.48 |
| Forward P/E | 11.04 | 9.83 |
| EPS (TTM) | $4.69 | $1.94 |
| Dividend yield | 0.35% | 2.25% |
| Annual dividend | $0.19 | $0.50 |
| 52-week high | $55.77 | $24.89 |
| 52-week low | $38.20 | $14.93 |
| Distance from 52-week high | -1.42% | -10.53% |
| Analyst consensus | none | buy |
| Avg. price target upside | +1.86% | +14.95% |
| Average volume | 59.18K | 200.67K |
| Shares outstanding | 13.99M | 33.37M |
| Employees | — | 595 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Shore Bancshares offers a meaningfully higher dividend yield (2.25% vs 0.35%).
About River City Bank
RCBC stock →River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts.
Finance · Major Banks
About Shore Bancshares
SHBI stock →Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A.
Finance · Major Banks · 595 employees
RCBC vs SHBI FAQ
Which is bigger, River City Bank or Shore Bancshares?
River City Bank (RCBC) is larger, with a market capitalization of $769.44M compared with $743.20M for Shore Bancshares (SHBI).
Which stock has performed better over the past year, RCBC or SHBI?
RCBC returned +41.34% over the past 12 months, compared with +40.51% for SHBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, RCBC or SHBI?
SHBI has the lower trailing P/E at 11.5, versus 11.7 for RCBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, River City Bank or Shore Bancshares?
Shore Bancshares has the higher yield at 2.25%, compared with 0.35% for River City Bank.
Are River City Bank and Shore Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.