OceanFirst Financial (OCFC) vs QCR (QCRH)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
QCR (QCRH) has outperformed OceanFirst Financial (OCFC) over the past year, gaining 31.6% versus a loss of 10.1%. Over five years, QCRH leads with a +87.4% price change compared with -24.9% for OCFC. QCR is the larger company by market cap ($1.60 billion vs $1.57 billion), about 1.0 times the size.
On valuation, OceanFirst Financial trades at a lower forward P/E (7.0x vs 10.9x for QCR). OceanFirst Financial offers the higher dividend yield (4.94% vs 0.33%). QCR converts more of its revenue into profit, with a net margin of 34.4% versus 17.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | OCFC | QCRH |
|---|---|---|
| Share price | $16.20 | $97.62 |
| Market cap | $1.57B | $1.60B |
| 1-day change | -1.34% | -0.93% |
| YTD return | -8.52% | +18.30% |
| 1-year return | -10.13% | +31.61% |
| 5-year return | -24.85% | +87.45% |
| P/E ratio (TTM) | 20.25 | 11.55 |
| Forward P/E | 7.05 | 10.90 |
| EPS (TTM) | $0.80 | $8.45 |
| Dividend yield | 4.94% | 0.33% |
| Annual dividend | $0.80 | $0.32 |
| Revenue (latest FY) | $404.92M | $369.54M |
| Revenue growth (YoY) | +5.39% | +6.40% |
| Net income (latest FY) | $70.98M | $127.19M |
| Net margin | 17.53% | 34.42% |
| 52-week high | $20.61 | $108.11 |
| 52-week low | $16.16 | $66.65 |
| Distance from 52-week high | -21.40% | -9.70% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +33.21% | +13.19% |
| Average volume | 997.05K | 118.56K |
| Shares outstanding | 96.65M | 16.38M |
| Employees | 898 | 1,001 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- QCRH has outperformed OCFC by 41.7 percentage points over the past year.
- OceanFirst Financial trades at a higher earnings multiple (20.3x vs 11.6x trailing P/E).
- OceanFirst Financial offers a meaningfully higher dividend yield (4.94% vs 0.33%).
- QCR is more profitable, keeping 34.4 cents of every revenue dollar as net income versus 17.5 cents for OceanFirst Financial.
About OceanFirst Financial
OCFC stock →OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A.
Finance · Major Banks · 898 employees
About QCR
QCRH stock →QCR Holdings, Inc., a multi-bank holding company, provides commercial and consumer banking, and trust and asset management services. The company's deposit products include noninterest-bearing demand, interest-bearing demand, time, and brokered deposits.
Finance · Major Banks · 1,001 employees
OCFC vs QCRH FAQ
Which is bigger, OceanFirst Financial or QCR?
QCR (QCRH) is larger, with a market capitalization of $1.60B compared with $1.57B for OceanFirst Financial (OCFC).
Which stock has performed better over the past year, OCFC or QCRH?
QCRH returned +31.61% over the past 12 months, compared with -10.13% for OCFC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, OCFC or QCRH?
QCRH has the lower trailing P/E at 11.6, versus 20.3 for OCFC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, OceanFirst Financial or QCR?
OceanFirst Financial has the higher yield at 4.94%, compared with 0.33% for QCR.
Are OceanFirst Financial and QCR in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.