Chubb (CB) vs Safety Insurance Group (SAFT)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Safety Insurance Group (SAFT) has outperformed Chubb (CB) over the past year, gaining 48.5% versus a gain of 15.7%. Over five years, CB leads with a +84.6% price change compared with +30.2% for SAFT. Chubb is the larger company by market cap ($129.13 billion vs $1.53 billion), about 84.7 times the size.
On valuation, Chubb trades at a lower forward P/E (11.5x vs 16.6x for Safety Insurance Group). Safety Insurance Group offers the higher dividend yield (3.54% vs 1.17%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CB | SAFT |
|---|---|---|
| Share price | $334.70 | $103.88 |
| Market cap | $129.13B | $1.53B |
| 1-day change | +0.15% | -0.06% |
| YTD return | +7.23% | +33.33% |
| 1-year return | +15.72% | +48.46% |
| 5-year return | +84.60% | +30.19% |
| P/E ratio (TTM) | 11.84 | 22.29 |
| Forward P/E | 11.45 | 16.62 |
| EPS (TTM) | $28.27 | $4.66 |
| Dividend yield | 1.17% | 3.54% |
| Annual dividend | $3.93 | $3.68 |
| Revenue (latest FY) | $59.40B | — |
| Revenue growth (YoY) | +6.54% | — |
| Net income (latest FY) | $10.31B | — |
| Net margin | 17.36% | — |
| 52-week high | $365.91 | $104.01 |
| 52-week low | $265.30 | $67.04 |
| Distance from 52-week high | -8.53% | -0.12% |
| Analyst consensus | buy | — |
| Avg. price target upside | +9.64% | — |
| Average volume | 1.78M | 209.12K |
| Shares outstanding | 385.80M | 14.68M |
| Employees | 45,000 | 568 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Chubb is about 84.7 times larger than Safety Insurance Group by market value ($129.13B vs $1.53B).
- SAFT has outperformed CB by 32.7 percentage points over the past year.
- Safety Insurance Group trades at a higher earnings multiple (22.3x vs 11.8x trailing P/E).
- Safety Insurance Group offers a meaningfully higher dividend yield (3.54% vs 1.17%).
About Chubb
CB stock →Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance.
Financial Services · Insurance - Property & Casualty · 45,000 employees
About Safety Insurance Group
SAFT stock →Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States.
Financial Services · Insurance - Property & Casualty · 568 employees
CB vs SAFT FAQ
Which is bigger, Chubb or Safety Insurance Group?
Chubb (CB) is larger, with a market capitalization of $129.13B compared with $1.53B for Safety Insurance Group (SAFT).
Which stock has performed better over the past year, CB or SAFT?
SAFT returned +48.46% over the past 12 months, compared with +15.72% for CB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CB or SAFT?
CB has the lower trailing P/E at 11.8, versus 22.3 for SAFT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Chubb or Safety Insurance Group?
Safety Insurance Group has the higher yield at 3.54%, compared with 1.17% for Chubb.
Are Chubb and Safety Insurance Group in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.