Chubb (CB) vs HCI Group (HCI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Chubb (CB) has outperformed HCI Group (HCI) over the past year, gaining 15.7% versus a loss of 5.2%. Over five years, CB leads with a +84.6% price change compared with +51.3% for HCI. Chubb is the larger company by market cap ($129.13 billion vs $2.32 billion), about 55.6 times the size.
On valuation, HCI Group trades at a lower forward P/E (9.6x vs 11.5x for Chubb). Chubb offers the higher dividend yield (1.17% vs 0.86%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CB | HCI |
|---|---|---|
| Share price | $334.70 | $186.73 |
| Market cap | $129.13B | $2.32B |
| 1-day change | +0.15% | +1.25% |
| YTD return | +7.23% | -2.59% |
| 1-year return | +15.72% | -5.22% |
| 5-year return | +84.60% | +51.27% |
| P/E ratio (TTM) | 11.84 | 7.95 |
| Forward P/E | 11.45 | 9.59 |
| EPS (TTM) | $28.27 | $23.49 |
| Dividend yield | 1.17% | 0.86% |
| Annual dividend | $3.93 | $1.60 |
| Revenue (latest FY) | $59.40B | — |
| Revenue growth (YoY) | +6.54% | — |
| Net income (latest FY) | $10.31B | — |
| Net margin | 17.36% | — |
| 52-week high | $365.91 | $210.50 |
| 52-week low | $265.30 | $144.75 |
| Distance from 52-week high | -8.53% | -11.29% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +9.64% | +29.42% |
| Average volume | 1.78M | 161.02K |
| Shares outstanding | 385.80M | 12.44M |
| Employees | 45,000 | 594 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Chubb is about 55.6 times larger than HCI Group by market value ($129.13B vs $2.32B).
- CB has outperformed HCI by 20.9 percentage points over the past year.
- Chubb trades at a higher earnings multiple (11.8x vs 7.9x trailing P/E).
About Chubb
CB stock →Chubb Limited provides insurance and reinsurance products worldwide. It operates in six segments: North America Commercial Property and Casualty (P&C) Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance.
Financial Services · Insurance - Property & Casualty · 45,000 employees
About HCI Group
HCI stock →HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.
Financial Services · Insurance - Property & Casualty · 594 employees
CB vs HCI FAQ
Which is bigger, Chubb or HCI Group?
Chubb (CB) is larger, with a market capitalization of $129.13B compared with $2.32B for HCI Group (HCI).
Which stock has performed better over the past year, CB or HCI?
CB returned +15.72% over the past 12 months, compared with -5.22% for HCI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CB or HCI?
HCI has the lower trailing P/E at 7.9, versus 11.8 for CB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Chubb or HCI Group?
Chubb has the higher yield at 1.17%, compared with 0.86% for HCI Group.
Are Chubb and HCI Group in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.