CB Financial Services (CBFV) vs Citizens Community Bancorp (CZWI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Citizens Community Bancorp (CZWI) has outperformed CB Financial Services (CBFV) over the past year, gaining 34.1% versus a gain of 16.5%. Over five years, CZWI leads with a +54.4% price change compared with +52.4% for CBFV. Citizens Community Bancorp is the larger company by market cap ($206.2 million vs $189.8 million), about 1.1 times the size.
On valuation, Citizens Community Bancorp trades at a lower forward P/E (9.8x vs 10.9x for CB Financial Services). CB Financial Services offers the higher dividend yield (2.89% vs 0.98%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBFV | CZWI |
|---|---|---|
| Share price | $37.35 | $21.37 |
| Market cap | $189.80M | $206.23M |
| 1-day change | 0.00% | +0.05% |
| YTD return | +7.14% | +19.87% |
| 1-year return | +16.46% | +34.09% |
| 5-year return | +52.45% | +54.45% |
| P/E ratio (TTM) | 28.95 | 16.31 |
| Forward P/E | 10.89 | 9.85 |
| EPS (TTM) | $1.29 | $1.31 |
| Dividend yield | 2.89% | 0.98% |
| Annual dividend | $1.08 | $0.21 |
| 52-week high | $38.86 | $24.43 |
| 52-week low | $30.97 | $14.61 |
| Distance from 52-week high | -3.89% | -12.53% |
| Analyst consensus | buy | none |
| Avg. price target upside | +11.57% | +4.12% |
| Average volume | 4.95K | 48.94K |
| Shares outstanding | 5.08M | 9.65M |
| Employees | 169 | 217 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CZWI has outperformed CBFV by 17.6 percentage points over the past year.
- CB Financial Services trades at a higher earnings multiple (29.0x vs 16.3x trailing P/E).
- CB Financial Services offers a meaningfully higher dividend yield (2.89% vs 0.98%).
About CB Financial Services
CBFV stock →CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides banking products and services for individuals and businesses.
Finance · Major Banks · 169 employees
About Citizens Community Bancorp
CZWI stock →Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A.
Finance · Savings Institutions · 217 employees
CBFV vs CZWI FAQ
Which is bigger, CB Financial Services or Citizens Community Bancorp?
Citizens Community Bancorp (CZWI) is larger, with a market capitalization of $206.23M compared with $189.80M for CB Financial Services (CBFV).
Which stock has performed better over the past year, CBFV or CZWI?
CZWI returned +34.09% over the past 12 months, compared with +16.46% for CBFV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CBFV or CZWI?
CZWI has the lower trailing P/E at 16.3, versus 29.0 for CBFV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CB Financial Services or Citizens Community Bancorp?
CB Financial Services has the higher yield at 2.89%, compared with 0.98% for Citizens Community Bancorp.
Are CB Financial Services and Citizens Community Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for CB Financial Services and Savings Institutions for Citizens Community Bancorp.