MetaCap

Capital Bancorp (CBNK) vs First Business Financial Services (FBIZ)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

First Business Financial Services (FBIZ) has outperformed Capital Bancorp (CBNK) over the past year, gaining 40.3% versus a gain of 29.3%. Over five years, FBIZ leads with a +146.0% price change compared with +60.5% for CBNK. Capital Bancorp is the larger company by market cap ($637.7 million vs $590.9 million), about 1.1 times the size.

On valuation, Capital Bancorp trades at a lower forward P/E (10.1x vs 10.2x for First Business Financial Services). First Business Financial Services offers the higher dividend yield (1.78% vs 1.23%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CBNK+29.31%FBIZ+40.32%
+48%+16%-15%
Oct 8, 20251 yearOct 8, 2026
CBNK+57.72%FBIZ+144.16%
+161%+58%-46%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CBNK versus FBIZ key metrics
MetricCBNKFBIZ
Share price$39.13$70.61
Market cap$637.66M$590.89M
1-day change+0.62%+0.73%
YTD return+38.91%+30.04%
1-year return+29.31%+40.32%
5-year return+60.50%+146.03%
P/E ratio (TTM)11.5110.78
Forward P/E10.1310.16
EPS (TTM)$3.40$6.55
Dividend yield1.23%1.78%
Annual dividend$0.48$1.26
52-week high$40.70$73.74
52-week low$26.40$46.07
Distance from 52-week high-3.86%-4.24%
Analyst consensusholdbuy
Avg. price target upside+7.18%+11.32%
Average volume82.50K62.88K
Shares outstanding16.30M8.37M
Employees434355
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • FBIZ has outperformed CBNK by 11.0 percentage points over the past year.

About Capital Bancorp

CBNK stock →

Capital Bancorp, Inc. operates as the bank holding company for Capital Bank, N.A., provides various banking products and services to businesses, not-for-profit associations, and entrepreneurs in the United States.

Finance · Major Banks · 434 employees

About First Business Financial Services

FBIZ stock →

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri.

Finance · Major Banks · 355 employees

CBNK vs FBIZ FAQ

Which is bigger, Capital Bancorp or First Business Financial Services?

Capital Bancorp (CBNK) is larger, with a market capitalization of $637.66M compared with $590.89M for First Business Financial Services (FBIZ).

Which stock has performed better over the past year, CBNK or FBIZ?

FBIZ returned +40.32% over the past 12 months, compared with +29.31% for CBNK (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CBNK or FBIZ?

FBIZ has the lower trailing P/E at 10.8, versus 11.5 for CBNK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Capital Bancorp or First Business Financial Services?

First Business Financial Services has the higher yield at 1.78%, compared with 1.23% for Capital Bancorp.

Are Capital Bancorp and First Business Financial Services in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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