First Business Financial Services (FBIZ) vs Unity Bancorp (UNTY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Business Financial Services (FBIZ) has outperformed Unity Bancorp (UNTY) over the past year, gaining 37.8% versus a gain of 8.2%. Over five years, FBIZ leads with a +141.7% price change compared with +118.7% for UNTY. First Business Financial Services is the larger company by market cap ($580.4 million vs $545.6 million), about 1.1 times the size.
On valuation, Unity Bancorp trades at a lower forward P/E (8.6x vs 10.0x for First Business Financial Services). First Business Financial Services offers the higher dividend yield (1.82% vs 1.14%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FBIZ | UNTY |
|---|---|---|
| Share price | $69.36 | $54.33 |
| Market cap | $580.43M | $545.61M |
| 1-day change | -1.77% | -1.67% |
| YTD return | +27.73% | +5.05% |
| 1-year return | +37.78% | +8.18% |
| 5-year return | +141.67% | +118.73% |
| P/E ratio (TTM) | 10.59 | 9.62 |
| Forward P/E | 9.98 | 8.59 |
| EPS (TTM) | $6.55 | $5.65 |
| Dividend yield | 1.82% | 1.14% |
| Annual dividend | $1.26 | $0.62 |
| 52-week high | $73.74 | $62.50 |
| 52-week low | $46.07 | $44.34 |
| Distance from 52-week high | -5.94% | -13.07% |
| Analyst consensus | buy | strong_buy |
| Avg. price target upside | +13.32% | +26.17% |
| Average volume | 63.16K | 59.50K |
| Shares outstanding | 8.37M | 10.04M |
| Employees | 355 | 249 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBIZ has outperformed UNTY by 29.6 percentage points over the past year.
About First Business Financial Services
FBIZ stock →First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri.
Finance · Major Banks · 355 employees
About Unity Bancorp
UNTY stock →Unity Bancorp, Inc. operates as the bank holding company for Unity Bank that provides commercial and retail banking services.
Finance · Major Banks · 249 employees
FBIZ vs UNTY FAQ
Which is bigger, First Business Financial Services or Unity Bancorp?
First Business Financial Services (FBIZ) is larger, with a market capitalization of $580.43M compared with $545.61M for Unity Bancorp (UNTY).
Which stock has performed better over the past year, FBIZ or UNTY?
FBIZ returned +37.78% over the past 12 months, compared with +8.18% for UNTY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FBIZ or UNTY?
UNTY has the lower trailing P/E at 9.6, versus 10.6 for FBIZ. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Business Financial Services or Unity Bancorp?
First Business Financial Services has the higher yield at 1.82%, compared with 1.14% for Unity Bancorp.
Are First Business Financial Services and Unity Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.