First Financial Bancorp. (FFBC) vs First Interstate BancSystem (FIBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Financial Bancorp. (FFBC) has outperformed First Interstate BancSystem (FIBK) over the past year, gaining 21.2% versus a gain of 10.1%. Over five years, FFBC leads with a +31.1% price change compared with -15.2% for FIBK. First Interstate BancSystem is the larger company by market cap ($3.29 billion vs $3.25 billion), about 1.0 times the size, while First Financial Bancorp. is growing revenue faster (+18.3% vs +5.9%).
On valuation, First Financial Bancorp. trades at a lower forward P/E (8.7x vs 12.1x for First Interstate BancSystem). First Interstate BancSystem offers the higher dividend yield (5.45% vs 3.24%). First Financial Bancorp. converts more of its revenue into profit, with a net margin of 319.4% versus 28.5%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FFBC | FIBK |
|---|---|---|
| Share price | $30.90 | $34.52 |
| Market cap | $3.25B | $3.29B |
| 1-day change | -0.96% | -1.20% |
| YTD return | +23.50% | -0.23% |
| 1-year return | +21.22% | +10.11% |
| 5-year return | +31.10% | -15.21% |
| P/E ratio (TTM) | 11.04 | 10.69 |
| Forward P/E | 8.73 | 12.12 |
| EPS (TTM) | $2.80 | $3.23 |
| Dividend yield | 3.24% | 5.45% |
| Annual dividend | $1.00 | $1.88 |
| Revenue (latest FY) | $80.02M | $1.06B |
| Revenue growth (YoY) | +18.30% | +5.91% |
| Net income (latest FY) | $255.60M | $302.10M |
| Net margin | 319.43% | 28.53% |
| 52-week high | $36.25 | $40.60 |
| 52-week low | $23.06 | $29.10 |
| Distance from 52-week high | -14.76% | -14.98% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +22.98% | +7.18% |
| Average volume | 916.72K | 1.17M |
| Shares outstanding | 105.17M | 95.30M |
| Employees | 2,371 | 3,376 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FFBC has outperformed FIBK by 11.1 percentage points over the past year.
- First Interstate BancSystem offers a meaningfully higher dividend yield (5.45% vs 3.24%).
- First Financial Bancorp. is more profitable, keeping 319.4 cents of every revenue dollar as net income versus 28.5 cents for First Interstate BancSystem.
- First Financial Bancorp. grew revenue faster in its latest fiscal year (+18.30% vs +5.91%).
About First Financial Bancorp.
FFBC stock →First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.
Finance · Major Banks · 2,371 employees
About First Interstate BancSystem
FIBK stock →First Interstate BancSystem, Inc. operates as a bank holding company for First Interstate Bank that provides a range of banking products and services in the United States.
Finance · Major Banks · 3,376 employees
FFBC vs FIBK FAQ
Which is bigger, First Financial Bancorp. or First Interstate BancSystem?
First Interstate BancSystem (FIBK) is larger, with a market capitalization of $3.29B compared with $3.25B for First Financial Bancorp. (FFBC).
Which stock has performed better over the past year, FFBC or FIBK?
FFBC returned +21.22% over the past 12 months, compared with +10.11% for FIBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FFBC or FIBK?
FIBK has the lower trailing P/E at 10.7, versus 11.0 for FFBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Financial Bancorp. or First Interstate BancSystem?
First Interstate BancSystem has the higher yield at 5.45%, compared with 3.24% for First Financial Bancorp..
Are First Financial Bancorp. and First Interstate BancSystem in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.