Midland States Bancorp (MSBI) vs West Coast Community Bancorp (WCCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Midland States Bancorp (MSBI) has outperformed West Coast Community Bancorp (WCCB) over the past year, gaining 92.2% versus a gain of 44.9%. Over five years, WCCB leads with a +178.8% price change compared with +27.9% for MSBI. Midland States Bancorp is the larger company by market cap ($668.0 million vs $645.4 million), about 1.0 times the size.
On valuation, Midland States Bancorp trades at a lower forward P/E (9.5x vs 10.8x for West Coast Community Bancorp). Midland States Bancorp offers the higher dividend yield (3.98% vs 2.20%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MSBI | WCCB |
|---|---|---|
| Share price | $32.19 | $61.33 |
| Market cap | $668.01M | $645.44M |
| 1-day change | -0.19% | +0.29% |
| YTD return | +52.34% | +38.98% |
| 1-year return | +92.19% | +44.91% |
| 5-year return | +27.93% | +178.82% |
| P/E ratio (TTM) | 20.63 | 12.17 |
| Forward P/E | 9.50 | 10.77 |
| EPS (TTM) | $1.56 | $5.04 |
| Dividend yield | 3.98% | 2.20% |
| Annual dividend | $1.28 | $1.35 |
| 52-week high | $35.10 | $61.95 |
| 52-week low | $14.24 | $40.20 |
| Distance from 52-week high | -8.29% | -1.00% |
| Analyst consensus | hold | strong_buy |
| Avg. price target upside | +3.29% | +9.25% |
| Average volume | 173.19K | 10.93K |
| Shares outstanding | 20.75M | 10.52M |
| Employees | 839 | 209 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MSBI has outperformed WCCB by 47.3 percentage points over the past year.
- Midland States Bancorp trades at a higher earnings multiple (20.6x vs 12.2x trailing P/E).
- Midland States Bancorp offers a meaningfully higher dividend yield (3.98% vs 2.20%).
About Midland States Bancorp
MSBI stock →Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.
Finance · Major Banks · 839 employees
About West Coast Community Bancorp
WCCB stock →West Coast Community Bancorp operates as the bank holding company for West Coast Community Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificate of deposits; and retirement plans.
Finance · Major Banks · 209 employees
MSBI vs WCCB FAQ
Which is bigger, Midland States Bancorp or West Coast Community Bancorp?
Midland States Bancorp (MSBI) is larger, with a market capitalization of $668.01M compared with $645.44M for West Coast Community Bancorp (WCCB).
Which stock has performed better over the past year, MSBI or WCCB?
MSBI returned +92.19% over the past 12 months, compared with +44.91% for WCCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, MSBI or WCCB?
WCCB has the lower trailing P/E at 12.2, versus 20.6 for MSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Midland States Bancorp or West Coast Community Bancorp?
Midland States Bancorp has the higher yield at 3.98%, compared with 2.20% for West Coast Community Bancorp.
Are Midland States Bancorp and West Coast Community Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.