Civista Bancshares (CIVB) vs Midland States Bancorp (MSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Midland States Bancorp (MSBI) has outperformed Civista Bancshares (CIVB) over the past year, gaining 97.2% versus a gain of 27.3%. Over five years, MSBI leads with a +27.6% price change compared with +4.4% for CIVB. Midland States Bancorp is the larger company by market cap ($667.4 million vs $549.2 million), about 1.2 times the size.
On valuation, Civista Bancshares trades at a lower forward P/E (9.1x vs 9.5x for Midland States Bancorp). Midland States Bancorp offers the higher dividend yield (3.98% vs 2.65%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CIVB | MSBI |
|---|---|---|
| Share price | $26.41 | $32.16 |
| Market cap | $549.18M | $667.39M |
| 1-day change | -1.97% | -1.23% |
| YTD return | +18.86% | +51.91% |
| 1-year return | +27.34% | +97.18% |
| 5-year return | +4.39% | +27.57% |
| P/E ratio (TTM) | 9.82 | 20.88 |
| Forward P/E | 9.06 | 9.49 |
| EPS (TTM) | $2.69 | $1.54 |
| Dividend yield | 2.65% | 3.98% |
| Annual dividend | $0.70 | $1.28 |
| 52-week high | $29.97 | $35.10 |
| 52-week low | $19.82 | $14.24 |
| Distance from 52-week high | -11.88% | -8.38% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +17.08% | +3.39% |
| Average volume | 139.60K | 172.12K |
| Shares outstanding | 20.79M | 20.75M |
| Employees | 548 | 839 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MSBI has outperformed CIVB by 69.8 percentage points over the past year.
- Midland States Bancorp trades at a higher earnings multiple (20.9x vs 9.8x trailing P/E).
- Midland States Bancorp offers a meaningfully higher dividend yield (3.98% vs 2.65%).
About Civista Bancshares
CIVB stock →Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States.
Finance · Major Banks · 548 employees
About Midland States Bancorp
MSBI stock →Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.
Finance · Major Banks · 839 employees
CIVB vs MSBI FAQ
Which is bigger, Civista Bancshares or Midland States Bancorp?
Midland States Bancorp (MSBI) is larger, with a market capitalization of $667.39M compared with $549.18M for Civista Bancshares (CIVB).
Which stock has performed better over the past year, CIVB or MSBI?
MSBI returned +97.18% over the past 12 months, compared with +27.34% for CIVB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CIVB or MSBI?
CIVB has the lower trailing P/E at 9.8, versus 20.9 for MSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Civista Bancshares or Midland States Bancorp?
Midland States Bancorp has the higher yield at 3.98%, compared with 2.65% for Civista Bancshares.
Are Civista Bancshares and Midland States Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.