MetaCap

CF Bankshares (CFBK) vs First Community (FCCO)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.

Summary

CF Bankshares (CFBK) has outperformed First Community (FCCO) over the past year, gaining 41.5% versus a gain of 18.0%. Over five years, CFBK leads with a +72.2% price change compared with +65.9% for FCCO. First Community is the larger company by market cap ($303.3 million vs $219.7 million), about 1.4 times the size.

On valuation, CF Bankshares trades at a lower forward P/E (8.1x vs 9.7x for First Community). First Community offers the higher dividend yield (2.01% vs 1.00%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CFBK+41.47%FCCO+18.03%
+55%+23%-9%
Oct 9, 20251 yearOct 9, 2026
CFBK+69.20%FCCO+63.39%
+86%+28%-30%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CFBK versus FCCO key metrics
MetricCFBKFCCO
Share price$33.84$32.27
Market cap$219.70M$303.33M
1-day change-1.80%-0.52%
YTD return+35.63%+8.84%
1-year return+41.47%+18.03%
5-year return+72.21%+65.91%
P/E ratio (TTM)11.6312.04
Forward P/E8.069.72
EPS (TTM)$2.91$2.68
Dividend yield1.00%2.01%
Annual dividend$0.34$0.65
52-week high$38.11$35.74
52-week low$22.10$25.92
Distance from 52-week high-11.20%-9.71%
Analyst consensusnonenone
Avg. price target upside+18.20%+17.23%
Average volume48.45K55.46K
Shares outstanding6.42M9.40M
Employees98298
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • CFBK has outperformed FCCO by 23.4 percentage points over the past year.
  • First Community offers a meaningfully higher dividend yield (2.01% vs 1.00%).

About CF Bankshares

CFBK stock →

CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services.

Finance · Major Banks · 98 employees

About First Community

FCCO stock →

First Community Corporation operates as the bank holding company for First Community Bank that provides various commercial and retail banking products and services to small-to-medium sized businesses, professionals, and individuals. It operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments.

Finance · Major Banks · 298 employees

CFBK vs FCCO FAQ

Which is bigger, CF Bankshares or First Community?

First Community (FCCO) is larger, with a market capitalization of $303.33M compared with $219.70M for CF Bankshares (CFBK).

Which stock has performed better over the past year, CFBK or FCCO?

CFBK returned +41.47% over the past 12 months, compared with +18.03% for FCCO (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CFBK or FCCO?

CFBK has the lower trailing P/E at 11.6, versus 12.0 for FCCO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, CF Bankshares or First Community?

First Community has the higher yield at 2.01%, compared with 1.00% for CF Bankshares.

Are CF Bankshares and First Community in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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