CF Bankshares (CFBK) vs OP Bancorp (OPBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
CF Bankshares (CFBK) has outperformed OP Bancorp (OPBK) over the past year, gaining 40.7% versus a gain of 11.8%. Over five years, CFBK leads with a +73.6% price change compared with +45.6% for OPBK. OP Bancorp is the larger company by market cap ($225.9 million vs $223.3 million), about 1.0 times the size.
On valuation, OP Bancorp trades at a lower forward P/E (7.3x vs 8.2x for CF Bankshares). OP Bancorp offers the higher dividend yield (3.31% vs 0.99%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFBK | OPBK |
|---|---|---|
| Share price | $34.39 | $15.13 |
| Market cap | $223.27M | $225.86M |
| 1-day change | +0.82% | -0.10% |
| YTD return | +36.71% | +7.22% |
| 1-year return | +40.66% | +11.82% |
| 5-year return | +73.59% | +45.58% |
| P/E ratio (TTM) | 11.82 | 7.80 |
| Forward P/E | 8.19 | 7.32 |
| EPS (TTM) | $2.91 | $1.94 |
| Dividend yield | 0.99% | 3.31% |
| Annual dividend | $0.34 | $0.50 |
| 52-week high | $38.11 | $16.83 |
| 52-week low | $22.10 | $12.41 |
| Distance from 52-week high | -9.76% | -10.13% |
| Analyst consensus | none | buy |
| Avg. price target upside | +16.31% | +17.36% |
| Average volume | 48.64K | 48.37K |
| Shares outstanding | 6.42M | 14.93M |
| Employees | 98 | 249 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFBK has outperformed OPBK by 28.8 percentage points over the past year.
- CF Bankshares trades at a higher earnings multiple (11.8x vs 7.8x trailing P/E).
- OP Bancorp offers a meaningfully higher dividend yield (3.31% vs 0.99%).
About CF Bankshares
CFBK stock →CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services.
Finance · Major Banks · 98 employees
About OP Bancorp
OPBK stock →OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit.
Finance · Major Banks · 249 employees
CFBK vs OPBK FAQ
Which is bigger, CF Bankshares or OP Bancorp?
OP Bancorp (OPBK) is larger, with a market capitalization of $225.86M compared with $223.27M for CF Bankshares (CFBK).
Which stock has performed better over the past year, CFBK or OPBK?
CFBK returned +40.66% over the past 12 months, compared with +11.82% for OPBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFBK or OPBK?
OPBK has the lower trailing P/E at 7.8, versus 11.8 for CFBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CF Bankshares or OP Bancorp?
OP Bancorp has the higher yield at 3.31%, compared with 0.99% for CF Bankshares.
Are CF Bankshares and OP Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.