First Internet Bancorp (INBK) vs OP Bancorp (OPBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Internet Bancorp (INBK) has outperformed OP Bancorp (OPBK) over the past year, gaining 19.6% versus a gain of 9.8%. Over five years, OPBK leads with a +44.9% price change compared with -17.9% for INBK. First Internet Bancorp is the larger company by market cap ($231.1 million vs $225.0 million), about 1.0 times the size.
On valuation, First Internet Bancorp trades at a lower forward P/E (6.0x vs 7.3x for OP Bancorp). OP Bancorp offers the higher dividend yield (3.32% vs 0.91%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | INBK | OPBK |
|---|---|---|
| Share price | $26.46 | $15.07 |
| Market cap | $231.09M | $225.03M |
| 1-day change | -0.04% | -0.46% |
| YTD return | +26.78% | +6.73% |
| 1-year return | +19.57% | +9.84% |
| 5-year return | -17.90% | +44.90% |
| P/E ratio (TTM) | — | 7.77 |
| Forward P/E | 6.02 | 7.30 |
| EPS (TTM) | $-3.61 | $1.94 |
| Dividend yield | 0.91% | 3.32% |
| Annual dividend | $0.24 | $0.50 |
| 52-week high | $31.09 | $16.83 |
| 52-week low | $17.05 | $12.41 |
| Distance from 52-week high | -14.89% | -10.46% |
| Analyst consensus | none | buy |
| Avg. price target upside | +16.78% | +17.78% |
| Average volume | 46.90K | 48.41K |
| Shares outstanding | 8.73M | 14.93M |
| Employees | 354 | 249 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OP Bancorp offers a meaningfully higher dividend yield (3.32% vs 0.91%).
About First Internet Bancorp
INBK stock →First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits.
Finance · Major Banks · 354 employees
About OP Bancorp
OPBK stock →OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit.
Finance · Major Banks · 249 employees
INBK vs OPBK FAQ
Which is bigger, First Internet Bancorp or OP Bancorp?
First Internet Bancorp (INBK) is larger, with a market capitalization of $231.09M compared with $225.03M for OP Bancorp (OPBK).
Which stock has performed better over the past year, INBK or OPBK?
INBK returned +19.57% over the past 12 months, compared with +9.84% for OPBK (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, First Internet Bancorp or OP Bancorp?
OP Bancorp has the higher yield at 3.32%, compared with 0.91% for First Internet Bancorp.
Are First Internet Bancorp and OP Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.