C&F Financial (CFFI) vs Community Bancorp. (CMTV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Community Bancorp. (CMTV) has outperformed C&F Financial (CFFI) over the past year, gaining 95.1% versus a gain of 53.0%. Over five years, CMTV leads with a +129.8% price change compared with +98.3% for CFFI. C&F Financial is the larger company by market cap ($329.7 million vs $244.0 million), about 1.4 times the size.
On valuation, C&F Financial trades at a lower trailing P/E (11.3x vs 13.2x for Community Bancorp.). Community Bancorp. offers the higher dividend yield (2.30% vs 1.85%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFI | CMTV |
|---|---|---|
| Share price | $101.40 | $43.57 |
| Market cap | $329.72M | $244.03M |
| 1-day change | -0.11% | -0.76% |
| YTD return | +39.84% | +76.38% |
| 1-year return | +53.01% | +95.11% |
| 5-year return | +98.26% | +129.84% |
| P/E ratio (TTM) | 11.32 | 13.24 |
| Forward P/E | 10.15 | — |
| EPS (TTM) | $8.96 | $3.29 |
| Dividend yield | 1.85% | 2.30% |
| Annual dividend | $1.88 | $1.00 |
| 52-week high | $103.52 | $43.95 |
| 52-week low | $65.43 | $22.40 |
| Distance from 52-week high | -2.05% | -0.86% |
| Analyst consensus | strong_buy | — |
| Avg. price target upside | +13.41% | — |
| Average volume | 49.41K | 36.77K |
| Shares outstanding | 3.25M | 5.60M |
| Employees | 575 | 125 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CMTV has outperformed CFFI by 42.1 percentage points over the past year.
About C&F Financial
CFFI stock →C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance.
Finance · Major Banks · 575 employees
About Community Bancorp.
CMTV stock →Community Bancorp. operates as the bank holding company for Community National Bank that provides various financial services to individuals, businesses, nonprofit organizations, and municipalities in northern and central Vermont.
Finance · Major Banks · 125 employees
CFFI vs CMTV FAQ
Which is bigger, C&F Financial or Community Bancorp.?
C&F Financial (CFFI) is larger, with a market capitalization of $329.72M compared with $244.03M for Community Bancorp. (CMTV).
Which stock has performed better over the past year, CFFI or CMTV?
CMTV returned +95.11% over the past 12 months, compared with +53.01% for CFFI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFI or CMTV?
CFFI has the lower trailing P/E at 11.3, versus 13.2 for CMTV. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, C&F Financial or Community Bancorp.?
Community Bancorp. has the higher yield at 2.30%, compared with 1.85% for C&F Financial.
Are C&F Financial and Community Bancorp. in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.