C&F Financial (CFFI) vs Private Bancorp of America (PBAM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
C&F Financial (CFFI) has outperformed Private Bancorp of America (PBAM) over the past year, gaining 53.0% versus a gain of 43.3%. Over five years, PBAM leads with a +243.9% price change compared with +98.3% for CFFI. Private Bancorp of America is the larger company by market cap ($489.1 million vs $330.1 million), about 1.5 times the size.
On valuation, Private Bancorp of America trades at a lower forward P/E (9.8x vs 10.2x for C&F Financial). C&F Financial pays a dividend yielding 1.85%, while Private Bancorp of America does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFI | PBAM |
|---|---|---|
| Share price | $101.51 | $85.43 |
| Market cap | $330.08M | $489.15M |
| 1-day change | -0.49% | -0.62% |
| YTD return | +39.84% | +48.50% |
| 1-year return | +53.01% | +43.34% |
| 5-year return | +98.26% | +243.92% |
| P/E ratio (TTM) | 11.33 | 11.09 |
| Forward P/E | 10.16 | 9.78 |
| EPS (TTM) | $8.96 | $7.70 |
| Dividend yield | 1.85% | 0.00% |
| Annual dividend | $1.88 | $0.00 |
| 52-week high | $103.52 | $92.09 |
| 52-week low | $65.43 | $54.45 |
| Distance from 52-week high | -1.94% | -7.23% |
| Analyst consensus | strong_buy | strong_buy |
| Avg. price target upside | +13.29% | +12.96% |
| Average volume | 49.41K | 73.46K |
| Shares outstanding | 3.25M | 5.73M |
| Employees | 575 | — |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- C&F Financial offers a meaningfully higher dividend yield (1.85% vs 0.00%).
About C&F Financial
CFFI stock →C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance.
Financial Services · Banks - Regional · 575 employees
About Private Bancorp of America
PBAM stock →Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California.
Financial Services · Banks - Regional
CFFI vs PBAM FAQ
Which is bigger, C&F Financial or Private Bancorp of America?
Private Bancorp of America (PBAM) is larger, with a market capitalization of $489.15M compared with $330.08M for C&F Financial (CFFI).
Which stock has performed better over the past year, CFFI or PBAM?
CFFI returned +53.01% over the past 12 months, compared with +43.34% for PBAM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFI or PBAM?
PBAM has the lower trailing P/E at 11.1, versus 11.3 for CFFI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, C&F Financial or Private Bancorp of America?
C&F Financial pays a dividend yielding 1.85%, while Private Bancorp of America does not currently pay a regular dividend.
Are C&F Financial and Private Bancorp of America in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.