C&F Financial (CFFI) vs QNB (QNBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
C&F Financial (CFFI) has outperformed QNB (QNBC) over the past year, gaining 53.0% versus a gain of 30.1%. Over five years, CFFI leads with a +98.3% price change compared with +28.2% for QNBC. C&F Financial is the larger company by market cap ($329.2 million vs $287.4 million), about 1.1 times the size.
On valuation, C&F Financial trades at a lower trailing P/E (11.3x vs 13.8x for QNB). QNB offers the higher dividend yield (3.33% vs 1.86%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFI | QNBC |
|---|---|---|
| Share price | $101.23 | $46.29 |
| Market cap | $329.15M | $287.43M |
| 1-day change | -0.28% | +0.30% |
| YTD return | +39.84% | +31.97% |
| 1-year return | +53.01% | +30.07% |
| 5-year return | +98.26% | +28.19% |
| P/E ratio (TTM) | 11.30 | 13.78 |
| Forward P/E | 10.13 | — |
| EPS (TTM) | $8.96 | $3.36 |
| Dividend yield | 1.86% | 3.33% |
| Annual dividend | $1.88 | $1.54 |
| 52-week high | $103.52 | $46.60 |
| 52-week low | $65.43 | $34.00 |
| Distance from 52-week high | -2.22% | -0.67% |
| Analyst consensus | strong_buy | — |
| Avg. price target upside | +13.61% | — |
| Average volume | 49.41K | 11.01K |
| Shares outstanding | 3.25M | 6.21M |
| Employees | 575 | 191 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFFI has outperformed QNBC by 22.9 percentage points over the past year.
- QNB offers a meaningfully higher dividend yield (3.33% vs 1.86%).
About C&F Financial
CFFI stock →C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. It operates through three segments: Community Banking, Mortgage Banking, and Consumer Finance.
Finance · Major Banks · 575 employees
About QNB
QNBC stock →QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States.
Finance · Major Banks · 191 employees
CFFI vs QNBC FAQ
Which is bigger, C&F Financial or QNB?
C&F Financial (CFFI) is larger, with a market capitalization of $329.15M compared with $287.43M for QNB (QNBC).
Which stock has performed better over the past year, CFFI or QNBC?
CFFI returned +53.01% over the past 12 months, compared with +30.07% for QNBC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFI or QNBC?
CFFI has the lower trailing P/E at 11.3, versus 13.8 for QNBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, C&F Financial or QNB?
QNB has the higher yield at 3.33%, compared with 1.86% for C&F Financial.
Are C&F Financial and QNB in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.