Capitol Federal Financial (CFFN) vs Mercantile Bank (MBWM)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Capitol Federal Financial (CFFN) has outperformed Mercantile Bank (MBWM) over the past year, gaining 34.4% versus a gain of 28.9%. Over five years, MBWM leads with a +72.1% price change compared with -28.5% for CFFN. Capitol Federal Financial is the larger company by market cap ($1.04 billion vs $1.01 billion), about 1.0 times the size.
On valuation, Mercantile Bank trades at a lower forward P/E (10.1x vs 10.9x for Capitol Federal Financial). Capitol Federal Financial offers the higher dividend yield (4.01% vs 2.65%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFFN | MBWM |
|---|---|---|
| Share price | $8.47 | $58.20 |
| Market cap | $1.04B | $1.01B |
| 1-day change | +0.59% | +0.29% |
| YTD return | +24.38% | +21.00% |
| 1-year return | +34.44% | +28.93% |
| 5-year return | -28.52% | +72.09% |
| P/E ratio (TTM) | 13.03 | 10.23 |
| Forward P/E | 10.93 | 10.11 |
| EPS (TTM) | $0.65 | $5.69 |
| Dividend yield | 4.01% | 2.65% |
| Annual dividend | $0.34 | $1.54 |
| 52-week high | $9.26 | $62.95 |
| 52-week low | $5.97 | $42.75 |
| Distance from 52-week high | -8.53% | -7.55% |
| Analyst consensus | none | none |
| Avg. price target upside | +12.16% | +8.54% |
| Average volume | 903.26K | 119.05K |
| Shares outstanding | 123.37M | 17.29M |
| Employees | 604 | 827 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Capitol Federal Financial trades at a higher earnings multiple (13.0x vs 10.2x trailing P/E).
- Capitol Federal Financial offers a meaningfully higher dividend yield (4.01% vs 2.65%).
About Capitol Federal Financial
CFFN stock →Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States.
Finance · Savings Institutions · 604 employees
About Mercantile Bank
MBWM stock →Mercantile Bank Corporation operates as the bank holding company for Mercantile Bank that provides commercial and retail banking services to small- to medium-sized businesses and individuals in the United States. The company accepts various deposit products, such as checking, savings, and term certificate accounts; time deposits; and certificates of deposit.
Finance · Major Banks · 827 employees
CFFN vs MBWM FAQ
Which is bigger, Capitol Federal Financial or Mercantile Bank?
Capitol Federal Financial (CFFN) is larger, with a market capitalization of $1.04B compared with $1.01B for Mercantile Bank (MBWM).
Which stock has performed better over the past year, CFFN or MBWM?
CFFN returned +34.44% over the past 12 months, compared with +28.93% for MBWM (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFFN or MBWM?
MBWM has the lower trailing P/E at 10.2, versus 13.0 for CFFN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capitol Federal Financial or Mercantile Bank?
Capitol Federal Financial has the higher yield at 4.01%, compared with 2.65% for Mercantile Bank.
Are Capitol Federal Financial and Mercantile Bank in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Capitol Federal Financial and Major Banks for Mercantile Bank.