MetaCap

Mercantile Bank (MBWM) vs MetroCity Bankshares (MCBS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Mercantile Bank (MBWM) has outperformed MetroCity Bankshares (MCBS) over the past year, gaining 28.9% versus a gain of 28.7%. Over five years, MBWM leads with a +72.1% price change compared with +61.3% for MCBS. Mercantile Bank is the larger company by market cap ($1.01 billion vs $998.1 million), about 1.0 times the size.

On valuation, Mercantile Bank trades at a lower forward P/E (10.1x vs 10.5x for MetroCity Bankshares). MetroCity Bankshares offers the higher dividend yield (3.00% vs 2.65%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

MBWM+28.93%MCBS+28.73%
+40%+15%-11%
Oct 8, 20251 yearOct 8, 2026
MBWM+71.94%MCBS+60.78%
+89%+26%-36%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

MBWM versus MCBS key metrics
MetricMBWMMCBS
Share price$58.20$34.68
Market cap$1.01B$998.13M
1-day change+0.29%+0.35%
YTD return+21.00%+30.67%
1-year return+28.93%+28.73%
5-year return+72.09%+61.30%
P/E ratio (TTM)10.2312.00
Forward P/E10.1310.51
EPS (TTM)$5.69$2.89
Dividend yield2.65%3.00%
Annual dividend$1.54$1.04
52-week high$62.95$37.46
52-week low$42.75$24.53
Distance from 52-week high-7.55%-7.42%
Analyst consensusnonenone
Avg. price target upside+8.54%+9.57%
Average volume119.05K79.83K
Shares outstanding17.29M28.78M
Employees827317
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About Mercantile Bank

MBWM stock →

Mercantile Bank Corporation operates as the bank holding company for Mercantile Bank that provides commercial and retail banking services to small- to medium-sized businesses and individuals in the United States. The company accepts various deposit products, such as checking, savings, and term certificate accounts; time deposits; and certificates of deposit.

Finance · Major Banks · 827 employees

About MetroCity Bankshares

MCBS stock →

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.

Finance · Major Banks · 317 employees

MBWM vs MCBS FAQ

Which is bigger, Mercantile Bank or MetroCity Bankshares?

Mercantile Bank (MBWM) is larger, with a market capitalization of $1.01B compared with $998.13M for MetroCity Bankshares (MCBS).

Which stock has performed better over the past year, MBWM or MCBS?

MBWM returned +28.93% over the past 12 months, compared with +28.73% for MCBS (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, MBWM or MCBS?

MBWM has the lower trailing P/E at 10.2, versus 12.0 for MCBS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Mercantile Bank or MetroCity Bankshares?

MetroCity Bankshares has the higher yield at 3.00%, compared with 2.65% for Mercantile Bank.

Are Mercantile Bank and MetroCity Bankshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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