Citizens Financial Group (CFG) vs Shinhan Financial Group (SHG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Shinhan Financial Group (SHG) has outperformed Citizens Financial Group (CFG) over the past year, gaining 47.0% versus a gain of 22.6%. Over five years, SHG leads with a +126.9% price change compared with +33.3% for CFG. Shinhan Financial Group is the larger company by market cap ($35.56 billion vs $26.77 billion), about 1.3 times the size.
On valuation, Shinhan Financial Group trades at a lower forward P/E (8.1x vs 9.8x for Citizens Financial Group). Shinhan Financial Group offers the higher dividend yield (3879.77% vs 2.83%). Shinhan Financial Group converts more of its revenue into profit, with a net margin of 23.8% versus 22.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFG | SHG |
|---|---|---|
| Share price | $63.57 | $75.52 |
| Market cap | $26.77B | $35.56B |
| 1-day change | -0.81% | +0.19% |
| YTD return | +8.83% | +40.56% |
| 1-year return | +22.60% | +47.03% |
| 5-year return | +33.27% | +126.91% |
| P/E ratio (TTM) | 13.85 | 10.04 |
| Forward P/E | 9.75 | 8.09 |
| EPS (TTM) | $4.59 | $7.52 |
| Dividend yield | 2.83% | 3879.77% |
| Annual dividend | $1.80 | $2,930.00 |
| Revenue (latest FY) | $8.25B | $10.59B |
| Revenue growth (YoY) | +5.61% | +13.00% |
| Net income (latest FY) | $1.83B | $2.52B |
| Net margin | 22.20% | 23.76% |
| 52-week high | $75.33 | $85.57 |
| 52-week low | $47.96 | $47.05 |
| Distance from 52-week high | -15.61% | -11.74% |
| Analyst consensus | buy | none |
| Avg. price target upside | +24.49% | +30.24% |
| Average volume | 3.87M | 189.14K |
| Shares outstanding | 421.18M | 470.86M |
| Employees | 17,727 | 184 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SHG has outperformed CFG by 24.4 percentage points over the past year.
- Citizens Financial Group trades at a higher earnings multiple (13.8x vs 10.0x trailing P/E).
- Shinhan Financial Group offers a meaningfully higher dividend yield (3879.77% vs 2.83%).
- Shinhan Financial Group grew revenue faster in its latest fiscal year (+13.00% vs +5.61%).
About Citizens Financial Group
CFG stock →Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.
Finance · Major Banks · 17,727 employees
About Shinhan Financial Group
SHG stock →Shinhan Financial Group Co., Ltd. provides financial products and services in South Korea and overseas.
Finance · Major Banks · 184 employees
CFG vs SHG FAQ
Which is bigger, Citizens Financial Group or Shinhan Financial Group?
Shinhan Financial Group (SHG) is larger, with a market capitalization of $35.56B compared with $26.77B for Citizens Financial Group (CFG).
Which stock has performed better over the past year, CFG or SHG?
SHG returned +47.03% over the past 12 months, compared with +22.60% for CFG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFG or SHG?
SHG has the lower trailing P/E at 10.0, versus 13.8 for CFG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Citizens Financial Group or Shinhan Financial Group?
Shinhan Financial Group has the higher yield at 3879.77%, compared with 2.83% for Citizens Financial Group.
Are Citizens Financial Group and Shinhan Financial Group in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.