Cullen/Frost Bankers (CFR) vs Lloyds Banking Group Plc (LYG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Cullen/Frost Bankers (CFR) has outperformed Lloyds Banking Group Plc (LYG) over the past year, gaining 19.5% versus a gain of 16.2%. Over five years, LYG leads with a +100.7% price change compared with +23.2% for CFR. Lloyds Banking Group Plc is the larger company by market cap ($77.25 billion vs $9.47 billion), about 8.2 times the size.
On valuation, Lloyds Banking Group Plc trades at a lower forward P/E (8.4x vs 12.7x for Cullen/Frost Bankers). Cullen/Frost Bankers offers the higher dividend yield (2.65% vs 0.74%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFR | LYG |
|---|---|---|
| Share price | $152.36 | $5.38 |
| Market cap | $9.47B | $77.25B |
| 1-day change | +1.32% | -0.37% |
| YTD return | +20.32% | +1.51% |
| 1-year return | +19.53% | +16.20% |
| 5-year return | +23.21% | +100.75% |
| P/E ratio (TTM) | 14.21 | 12.51 |
| Forward P/E | 12.72 | 8.37 |
| EPS (TTM) | $10.72 | $0.43 |
| Dividend yield | 2.65% | 0.74% |
| Annual dividend | $4.03 | $0.04 |
| Revenue (latest FY) | $2.24B | — |
| Revenue growth (YoY) | +8.31% | — |
| Net income (latest FY) | $648.56M | — |
| Net margin | 29.02% | — |
| 52-week high | $170.80 | $6.34 |
| 52-week low | $119.00 | $4.42 |
| Distance from 52-week high | -10.80% | -15.14% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +13.78% | +22.30% |
| Average volume | 539.26K | 14.57M |
| Shares outstanding | 62.15M | 14.36B |
| Employees | 6,008 | 60,061 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Lloyds Banking Group Plc is about 8.2 times larger than Cullen/Frost Bankers by market value ($77.25B vs $9.47B).
- Cullen/Frost Bankers offers a meaningfully higher dividend yield (2.65% vs 0.74%).
About Cullen/Frost Bankers
CFR stock →Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas.
Financial Services · Banks - Regional · 6,008 employees
About Lloyds Banking Group Plc
LYG stock →Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.
Financial Services · Banks - Regional · 60,061 employees
CFR vs LYG FAQ
Which is bigger, Cullen/Frost Bankers or Lloyds Banking Group Plc?
Lloyds Banking Group Plc (LYG) is larger, with a market capitalization of $77.25B compared with $9.47B for Cullen/Frost Bankers (CFR).
Which stock has performed better over the past year, CFR or LYG?
CFR returned +19.53% over the past 12 months, compared with +16.20% for LYG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFR or LYG?
LYG has the lower trailing P/E at 12.5, versus 14.2 for CFR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Cullen/Frost Bankers or Lloyds Banking Group Plc?
Cullen/Frost Bankers has the higher yield at 2.65%, compared with 0.74% for Lloyds Banking Group Plc.
Are Cullen/Frost Bankers and Lloyds Banking Group Plc in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.