Lloyds Banking Group Plc (LYG) vs Nu (NU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Lloyds Banking Group Plc (LYG) has outperformed Nu (NU) over the past year, gaining 19.2% versus a gain of 3.0%. Lloyds Banking Group Plc is the larger company by market cap ($77.54 billion vs $75.26 billion), about 1.0 times the size. On valuation, Lloyds Banking Group Plc trades at a lower forward P/E (8.4x vs 13.8x for Nu).
Lloyds Banking Group Plc pays a dividend yielding 0.74%, while Nu does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | LYG | NU |
|---|---|---|
| Share price | $5.40 | $15.58 |
| Market cap | $77.54B | $75.26B |
| 1-day change | -2.88% | -0.51% |
| YTD return | +1.89% | -6.93% |
| 1-year return | +19.21% | +2.97% |
| 5-year return | +101.49% | — |
| P/E ratio (TTM) | 12.56 | 21.34 |
| Forward P/E | 8.40 | 13.79 |
| EPS (TTM) | $0.43 | $0.73 |
| Dividend yield | 0.74% | 0.00% |
| Annual dividend | $0.04 | $0.00 |
| Revenue (latest FY) | — | $11.52B |
| Revenue growth (YoY) | — | +43.44% |
| Net income (latest FY) | — | $1.97B |
| Gross margin | — | 45.61% |
| Net margin | — | 17.12% |
| 52-week high | $6.34 | $18.98 |
| 52-week low | $4.42 | $11.20 |
| Distance from 52-week high | -14.83% | -17.91% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.85% | +20.47% |
| Average volume | 14.49M | 85.63M |
| Shares outstanding | 14.36B | 3.81B |
| Employees | 60,061 | — |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- LYG has outperformed NU by 16.2 percentage points over the past year.
- Nu trades at a higher earnings multiple (21.3x vs 12.6x trailing P/E).
About Lloyds Banking Group Plc
LYG stock →Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments.
Finance · Commercial Banks · 60,061 employees
About Nu
NU stock →Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Finance · Finance: Consumer Services
LYG vs NU FAQ
Which is bigger, Lloyds Banking Group Plc or Nu?
Lloyds Banking Group Plc (LYG) is larger, with a market capitalization of $77.54B compared with $75.26B for Nu (NU).
Which stock has performed better over the past year, LYG or NU?
LYG returned +19.21% over the past 12 months, compared with +2.97% for NU (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, LYG or NU?
LYG has the lower trailing P/E at 12.6, versus 21.3 for NU. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Lloyds Banking Group Plc or Nu?
Lloyds Banking Group Plc pays a dividend yielding 0.74%, while Nu does not currently pay a regular dividend.
Are Lloyds Banking Group Plc and Nu in the same industry?
Both are in the Finance sector, but in different industries: Commercial Banks for Lloyds Banking Group Plc and Finance: Consumer Services for Nu.