Chemung Financial (CHMG) vs PCB Bancorp (PCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Chemung Financial (CHMG) has outperformed PCB Bancorp (PCB) over the past year, gaining 53.6% versus a gain of 35.2%. Over five years, CHMG leads with a +74.0% price change compared with +34.7% for PCB. PCB Bancorp is the larger company by market cap ($395.4 million vs $391.1 million), about 1.0 times the size.
On valuation, PCB Bancorp trades at a lower forward P/E (9.3x vs 9.9x for Chemung Financial). PCB Bancorp offers the higher dividend yield (2.98% vs 1.68%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CHMG | PCB |
|---|---|---|
| Share price | $81.11 | $28.15 |
| Market cap | $391.07M | $395.36M |
| 1-day change | +0.60% | +1.88% |
| YTD return | +44.50% | +27.62% |
| 1-year return | +53.58% | +35.18% |
| 5-year return | +73.96% | +34.71% |
| P/E ratio (TTM) | 11.65 | 9.74 |
| Forward P/E | 9.89 | 9.26 |
| EPS (TTM) | $6.96 | $2.89 |
| Dividend yield | 1.68% | 2.98% |
| Annual dividend | $1.36 | $0.84 |
| 52-week high | $86.00 | $30.84 |
| 52-week low | $49.82 | $19.70 |
| Distance from 52-week high | -5.69% | -8.72% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +7.57% | +7.46% |
| Average volume | 68.74K | 38.88K |
| Shares outstanding | 4.82M | 14.04M |
| Employees | 348 | 274 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CHMG has outperformed PCB by 18.4 percentage points over the past year.
- PCB Bancorp offers a meaningfully higher dividend yield (2.98% vs 1.68%).
About Chemung Financial
CHMG stock →Chemung Financial Corporation operates as a bank holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market deposits.
Finance · Major Banks · 348 employees
About PCB Bancorp
PCB stock →PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts.
Finance · Major Banks · 274 employees
CHMG vs PCB FAQ
Which is bigger, Chemung Financial or PCB Bancorp?
PCB Bancorp (PCB) is larger, with a market capitalization of $395.36M compared with $391.07M for Chemung Financial (CHMG).
Which stock has performed better over the past year, CHMG or PCB?
CHMG returned +53.58% over the past 12 months, compared with +35.18% for PCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CHMG or PCB?
PCB has the lower trailing P/E at 9.7, versus 11.7 for CHMG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Chemung Financial or PCB Bancorp?
PCB Bancorp has the higher yield at 2.98%, compared with 1.68% for Chemung Financial.
Are Chemung Financial and PCB Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.