Cipher Digital (CIFR) vs OneMain (OMF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
OneMain (OMF) has outperformed Cipher Digital (CIFR) over the past year, gaining 3.2% versus a loss of 23.3%. Over five years, CIFR leads with a +93.1% price change compared with -4.5% for OMF. OneMain is the larger company by market cap ($6.49 billion vs $5.60 billion), about 1.2 times the size, while Cipher Digital is growing revenue faster (+48.0% vs +8.9%).
On valuation, OneMain trades at a lower forward P/E (6.6x vs 102.4x for Cipher Digital). OneMain pays a dividend yielding 7.43%, while Cipher Digital does not currently pay one. OneMain converts more of its revenue into profit, with a net margin of 16.0% versus -367.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CIFR | OMF |
|---|---|---|
| Share price | $13.50 | $56.42 |
| Market cap | $5.60B | $6.49B |
| 1-day change | -7.28% | +0.62% |
| YTD return | -8.54% | -16.48% |
| 1-year return | -23.30% | +3.22% |
| 5-year return | +93.13% | -4.49% |
| P/E ratio (TTM) | — | 8.50 |
| Forward P/E | 102.42 | 6.62 |
| EPS (TTM) | $-2.87 | $6.64 |
| Dividend yield | 0.00% | 7.43% |
| Annual dividend | $0.00 | $4.19 |
| Revenue (latest FY) | $223.94M | $4.90B |
| Revenue growth (YoY) | +48.04% | +8.88% |
| Net income (latest FY) | $-822.24M | $783.00M |
| Gross margin | 63.73% | — |
| Operating margin | -188.25% | — |
| Net margin | -367.17% | 15.97% |
| 52-week high | $30.14 | $71.93 |
| 52-week low | $11.72 | $45.78 |
| Distance from 52-week high | -55.21% | -21.56% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +125.78% | +21.41% |
| Average volume | 33.39M | 947.49K |
| Shares outstanding | 415.03M | 115.04M |
| Employees | 66 | 9,300 |
| Sector | Technology | Finance |
| Industry | Information Technology Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- OMF has outperformed CIFR by 26.5 percentage points over the past year.
- OneMain offers a meaningfully higher dividend yield (7.43% vs 0.00%).
- OneMain is more profitable, keeping 16.0 cents of every revenue dollar as net income versus -367.2 cents for Cipher Digital.
- Cipher Digital grew revenue faster in its latest fiscal year (+48.04% vs +8.88%).
- The two companies sit in different sectors: Cipher Digital in Technology and OneMain in Finance.
About Cipher Digital
CIFR stock →Cipher Digital Inc., together with its subsidiaries, develops and operates industrial-scale data centers for bitcoin mining and high-performance compute (HPC) hosting in the United States. It develops HPC data center facilities across various sites for hyperscaler tenants; operates power at one bitcoin mining data center; and maintains a pipeline across various sites.
Technology · Information Technology Services · 66 employees
About OneMain
OMF stock →OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance.
Finance · Finance: Consumer Services · 9,300 employees
CIFR vs OMF FAQ
Which is bigger, Cipher Digital or OneMain?
OneMain (OMF) is larger, with a market capitalization of $6.49B compared with $5.60B for Cipher Digital (CIFR).
Which stock has performed better over the past year, CIFR or OMF?
OMF returned +3.22% over the past 12 months, compared with -23.30% for CIFR (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Cipher Digital or OneMain?
OneMain pays a dividend yielding 7.43%, while Cipher Digital does not currently pay a regular dividend.
Are Cipher Digital and OneMain in the same industry?
No. Cipher Digital is in the Technology sector, while OneMain is in Finance.