Catalyst Bancorp (CLST) vs Provident Financial (PROV)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Catalyst Bancorp (CLST) has outperformed Provident Financial (PROV) over the past year, gaining 26.1% versus a gain of 15.6%. Over five years, CLST leads with a +21.0% price change compared with +9.1% for PROV. Provident Financial is the larger company by market cap ($114.2 million vs $67.8 million), about 1.7 times the size.
On valuation, Provident Financial trades at a lower trailing P/E (17.8x vs 30.0x for Catalyst Bancorp). Provident Financial pays a dividend yielding 3.06%, while Catalyst Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CLST | PROV |
|---|---|---|
| Share price | $16.80 | $18.32 |
| Market cap | $67.77M | $114.17M |
| 1-day change | -2.05% | -0.25% |
| YTD return | +6.67% | +15.12% |
| 1-year return | +26.10% | +15.55% |
| 5-year return | +20.95% | +9.08% |
| P/E ratio (TTM) | 30.00 | 17.78 |
| Forward P/E | — | 14.42 |
| EPS (TTM) | $0.56 | $1.03 |
| Dividend yield | 0.00% | 3.06% |
| Annual dividend | $0.00 | $0.56 |
| 52-week high | $20.50 | $18.99 |
| 52-week low | $13.20 | $14.95 |
| Distance from 52-week high | -18.05% | -3.55% |
| Average volume | 2.76K | 13.15K |
| Shares outstanding | 4.03M | 6.23M |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CLST has outperformed PROV by 10.5 percentage points over the past year.
- Catalyst Bancorp trades at a higher earnings multiple (30.0x vs 17.8x trailing P/E).
- Provident Financial offers a meaningfully higher dividend yield (3.06% vs 0.00%).
CLST vs PROV FAQ
Which is bigger, Catalyst Bancorp or Provident Financial?
Provident Financial (PROV) is larger, with a market capitalization of $114.17M compared with $67.77M for Catalyst Bancorp (CLST).
Which stock has performed better over the past year, CLST or PROV?
CLST returned +26.10% over the past 12 months, compared with +15.55% for PROV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CLST or PROV?
PROV has the lower trailing P/E at 17.8, versus 30.0 for CLST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Catalyst Bancorp or Provident Financial?
Provident Financial pays a dividend yielding 3.06%, while Catalyst Bancorp does not currently pay a regular dividend.
Are Catalyst Bancorp and Provident Financial in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.