Capital One Financial (COF) vs Lufax (LU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Capital One Financial (COF) has outperformed Lufax (LU) over the past year, losing 8.3% versus a loss of 73.9%. Over five years, COF leads with a +16.3% price change compared with -96.2% for LU. Capital One Financial is the larger company by market cap ($120.19 billion vs $850.6 million), about 141.3 times the size.
On valuation, Lufax trades at a lower forward P/E (5.1x vs 8.2x for Capital One Financial). Capital One Financial pays a dividend yielding 1.53%, while Lufax does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | COF | LU |
|---|---|---|
| Share price | $195.91 | $0.9814 |
| Market cap | $120.19B | $850.57M |
| 1-day change | +0.05% | -2.83% |
| YTD return | -19.17% | -60.55% |
| 1-year return | -8.32% | -73.90% |
| 5-year return | +16.35% | -96.19% |
| P/E ratio (TTM) | 12.58 | — |
| Forward P/E | 8.24 | 5.10 |
| EPS (TTM) | $15.57 | $-0.37 |
| Dividend yield | 1.53% | 0.00% |
| Annual dividend | $3.00 | $0.00 |
| Revenue (latest FY) | $53.43B | — |
| Revenue growth (YoY) | +36.62% | — |
| Net income (latest FY) | $2.45B | — |
| Net margin | 4.59% | — |
| 52-week high | $259.64 | $4.03 |
| 52-week low | $174.24 | $0.956 |
| Distance from 52-week high | -24.55% | -75.65% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +31.28% | +153.72% |
| Average volume | 3.63M | 1.09M |
| Shares outstanding | 613.48M | 866.69M |
| Employees | 78,400 | 29,136 |
| Sector | Finance | Finance |
| Industry | Major Banks | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Capital One Financial is about 141.3 times larger than Lufax by market value ($120.19B vs $850.57M).
- COF has outperformed LU by 65.6 percentage points over the past year.
- Capital One Financial offers a meaningfully higher dividend yield (1.53% vs 0.00%).
About Capital One Financial
COF stock →Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.
Finance · Major Banks · 78,400 employees
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Finance · Finance: Consumer Services · 29,136 employees
COF vs LU FAQ
Which is bigger, Capital One Financial or Lufax?
Capital One Financial (COF) is larger, with a market capitalization of $120.19B compared with $850.57M for Lufax (LU).
Which stock has performed better over the past year, COF or LU?
COF returned -8.32% over the past 12 months, compared with -73.90% for LU (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Capital One Financial or Lufax?
Capital One Financial pays a dividend yielding 1.53%, while Lufax does not currently pay a regular dividend.
Are Capital One Financial and Lufax in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Capital One Financial and Finance: Consumer Services for Lufax.