Capital One Financial (COF) vs World Acceptance (WRLD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
World Acceptance (WRLD) has outperformed Capital One Financial (COF) over the past year, losing 0.2% versus a loss of 8.3%. Over five years, COF leads with a +16.3% price change compared with -9.3% for WRLD. Capital One Financial is the larger company by market cap ($122.33 billion vs $839.8 million), about 145.7 times the size.
On valuation, Capital One Financial trades at a lower forward P/E (8.4x vs 11.9x for World Acceptance). Capital One Financial pays a dividend yielding 1.50%, while World Acceptance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | COF | WRLD |
|---|---|---|
| Share price | $199.40 | $180.20 |
| Market cap | $122.33B | $839.81M |
| 1-day change | +1.78% | +2.13% |
| YTD return | -19.17% | +25.68% |
| 1-year return | -8.32% | -0.16% |
| 5-year return | +16.35% | -9.29% |
| P/E ratio (TTM) | 12.81 | 22.70 |
| Forward P/E | 8.36 | 11.90 |
| EPS (TTM) | $15.57 | $7.94 |
| Dividend yield | 1.50% | 0.00% |
| Annual dividend | $3.00 | $0.00 |
| Revenue (latest FY) | $53.43B | — |
| Revenue growth (YoY) | +36.62% | — |
| Net income (latest FY) | $2.45B | — |
| Net margin | 4.59% | — |
| 52-week high | $259.64 | $227.68 |
| 52-week low | $174.24 | $110.00 |
| Distance from 52-week high | -23.20% | -20.85% |
| Analyst consensus | buy | none |
| Avg. price target upside | +28.98% | +16.54% |
| Average volume | 3.62M | 90.09K |
| Shares outstanding | 613.48M | 4.66M |
| Employees | 78,400 | 2,907 |
| Sector | Finance | Finance |
| Industry | Major Banks | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Capital One Financial is about 145.7 times larger than World Acceptance by market value ($122.33B vs $839.81M).
- World Acceptance trades at a higher earnings multiple (22.7x vs 12.8x trailing P/E).
- Capital One Financial offers a meaningfully higher dividend yield (1.50% vs 0.00%).
About Capital One Financial
COF stock →Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking.
Finance · Major Banks · 78,400 employees
About World Acceptance
WRLD stock →World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals.
Finance · Finance: Consumer Services · 2,907 employees
COF vs WRLD FAQ
Which is bigger, Capital One Financial or World Acceptance?
Capital One Financial (COF) is larger, with a market capitalization of $122.33B compared with $839.81M for World Acceptance (WRLD).
Which stock has performed better over the past year, COF or WRLD?
WRLD returned -0.16% over the past 12 months, compared with -8.32% for COF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, COF or WRLD?
COF has the lower trailing P/E at 12.8, versus 22.7 for WRLD. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Capital One Financial or World Acceptance?
Capital One Financial pays a dividend yielding 1.50%, while World Acceptance does not currently pay a regular dividend.
Are Capital One Financial and World Acceptance in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Capital One Financial and Finance: Consumer Services for World Acceptance.