ChoiceOne Financial Services (COFS) vs West Bancorporation (WTBA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
West Bancorporation (WTBA) has outperformed ChoiceOne Financial Services (COFS) over the past year, gaining 45.0% versus a gain of 16.1%. Over five years, COFS leads with a +32.8% price change compared with -4.4% for WTBA. ChoiceOne Financial Services is the larger company by market cap ($494.9 million vs $492.6 million), about 1.0 times the size.
On valuation, ChoiceOne Financial Services trades at a lower forward P/E (8.9x vs 10.3x for West Bancorporation). ChoiceOne Financial Services offers the higher dividend yield (3.48% vs 3.46%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | COFS | WTBA |
|---|---|---|
| Share price | $33.09 | $28.90 |
| Market cap | $494.88M | $492.56M |
| 1-day change | +0.21% | -2.13% |
| YTD return | +12.09% | +30.24% |
| 1-year return | +16.15% | +45.01% |
| 5-year return | +32.84% | -4.37% |
| P/E ratio (TTM) | 8.99 | 12.84 |
| Forward P/E | 8.89 | 10.27 |
| EPS (TTM) | $3.68 | $2.25 |
| Dividend yield | 3.48% | 3.46% |
| Annual dividend | $1.15 | $1.00 |
| 52-week high | $35.40 | $30.50 |
| 52-week low | $26.10 | $19.03 |
| Distance from 52-week high | -6.53% | -5.25% |
| Analyst consensus | buy | none |
| Avg. price target upside | +11.82% | +0.35% |
| Average volume | 80.09K | 60.92K |
| Shares outstanding | 14.96M | 17.04M |
| Employees | 577 | — |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- WTBA has outperformed COFS by 28.9 percentage points over the past year.
- West Bancorporation trades at a higher earnings multiple (12.8x vs 9.0x trailing P/E).
About ChoiceOne Financial Services
COFS stock →ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan.
Financial Services · Banks - Regional · 577 employees
About West Bancorporation
WTBA stock →West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States.
Financial Services · Banks - Regional
COFS vs WTBA FAQ
Which is bigger, ChoiceOne Financial Services or West Bancorporation?
ChoiceOne Financial Services (COFS) is larger, with a market capitalization of $494.88M compared with $492.56M for West Bancorporation (WTBA).
Which stock has performed better over the past year, COFS or WTBA?
WTBA returned +45.01% over the past 12 months, compared with +16.15% for COFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, COFS or WTBA?
COFS has the lower trailing P/E at 9.0, versus 12.8 for WTBA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, ChoiceOne Financial Services or West Bancorporation?
ChoiceOne Financial Services has the higher yield at 3.48%, compared with 3.46% for West Bancorporation.
Are ChoiceOne Financial Services and West Bancorporation in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.