MetaCap

Bankwell Financial Group (BWFG) vs ChoiceOne Financial Services (COFS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Bankwell Financial Group (BWFG) has outperformed ChoiceOne Financial Services (COFS) over the past year, gaining 52.3% versus a gain of 17.5%. Over five years, BWFG leads with a +121.2% price change compared with +32.6% for COFS. Bankwell Financial Group is the larger company by market cap ($516.4 million vs $486.8 million), about 1.1 times the size.

On valuation, ChoiceOne Financial Services trades at a lower forward P/E (8.7x vs 10.9x for Bankwell Financial Group). ChoiceOne Financial Services offers the higher dividend yield (3.53% vs 1.23%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BWFG+52.31%COFS+17.47%
+62%+26%-10%
Oct 8, 20251 yearOct 8, 2026
BWFG+119.31%COFS+34.78%
+137%+48%-41%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BWFG versus COFS key metrics
MetricBWFGCOFS
Share price$64.78$32.55
Market cap$516.42M$486.80M
1-day change-1.34%-1.42%
YTD return+43.30%+11.86%
1-year return+52.31%+17.47%
5-year return+121.15%+32.56%
P/E ratio (TTM)12.048.87
Forward P/E10.928.74
EPS (TTM)$5.38$3.67
Dividend yield1.23%3.53%
Annual dividend$0.80$1.15
52-week high$69.59$35.40
52-week low$40.45$26.10
Distance from 52-week high-6.91%-8.05%
Analyst consensusholdbuy
Avg. price target upside+7.29%+13.67%
Average volume71.10K80.17K
Shares outstanding7.97M14.96M
Employees167577
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • BWFG has outperformed COFS by 34.8 percentage points over the past year.
  • Bankwell Financial Group trades at a higher earnings multiple (12.0x vs 8.9x trailing P/E).
  • ChoiceOne Financial Services offers a meaningfully higher dividend yield (3.53% vs 1.23%).

About Bankwell Financial Group

BWFG stock →

Bankwell Financial Group, Inc. operates as the bank holding company for Bankwell Bank that provides various banking services for individual and commercial customers.

Finance · Major Banks · 167 employees

About ChoiceOne Financial Services

COFS stock →

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan.

Finance · Major Banks · 577 employees

BWFG vs COFS FAQ

Which is bigger, Bankwell Financial Group or ChoiceOne Financial Services?

Bankwell Financial Group (BWFG) is larger, with a market capitalization of $516.42M compared with $486.80M for ChoiceOne Financial Services (COFS).

Which stock has performed better over the past year, BWFG or COFS?

BWFG returned +52.31% over the past 12 months, compared with +17.47% for COFS (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BWFG or COFS?

COFS has the lower trailing P/E at 8.9, versus 12.0 for BWFG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Bankwell Financial Group or ChoiceOne Financial Services?

ChoiceOne Financial Services has the higher yield at 3.53%, compared with 1.23% for Bankwell Financial Group.

Are Bankwell Financial Group and ChoiceOne Financial Services in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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