MetaCap

Columbia Banking System (COLB) vs Pinnacle Financial Partners (PNFP)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Columbia Banking System (COLB) has outperformed Pinnacle Financial Partners (PNFP) over the past year, gaining 7.9% versus a gain of 1.3%. Over five years, PNFP leads with a -6.7% price change compared with -18.8% for COLB. Pinnacle Financial Partners is the larger company by market cap ($14.31 billion vs $8.07 billion), about 1.8 times the size, while Columbia Banking System is growing revenue faster (+18.8% vs +18.3%).

On valuation, Pinnacle Financial Partners trades at a lower forward P/E (8.2x vs 8.6x for Columbia Banking System). Columbia Banking System offers the higher dividend yield (5.15% vs 1.56%). Columbia Banking System converts more of its revenue into profit, with a net margin of 310.7% versus 31.2%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

COLB+7.90%PNFP+1.27%
+30%+9%-13%
Oct 7, 20251 yearOct 7, 2026
COLB-30.00%PNFP-3.45%
+36%-12%-61%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

COLB versus PNFP key metrics
MetricCOLBPNFP
Share price$28.53$94.67
Market cap$8.07B$14.31B
1-day change+0.96%+1.70%
YTD return+1.11%-2.43%
1-year return+7.90%+1.27%
5-year return-18.79%-6.70%
P/E ratio (TTM)11.1913.04
Forward P/E8.628.24
EPS (TTM)$2.55$7.26
Dividend yield5.15%1.56%
Annual dividend$1.47$1.48
Revenue (latest FY)$177.00M$2.05B
Revenue growth (YoY)+18.79%+18.31%
Net income (latest FY)$550.00M$641.87M
Net margin310.73%31.24%
52-week high$33.68$110.33
52-week low$23.83$81.08
Distance from 52-week high-15.29%-14.19%
Analyst consensusbuybuy
Avg. price target upside+17.91%+25.89%
Average volume2.89M1.12M
Shares outstanding282.90M151.11M
Employees6,0058,433
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Columbia Banking System offers a meaningfully higher dividend yield (5.15% vs 1.56%).
  • Columbia Banking System is more profitable, keeping 310.7 cents of every revenue dollar as net income versus 31.2 cents for Pinnacle Financial Partners.

About Columbia Banking System

COLB stock →

Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States.

Finance · Major Banks · 6,005 employees

About Pinnacle Financial Partners

PNFP stock →

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States.

Finance · Major Banks · 8,433 employees

COLB vs PNFP FAQ

Which is bigger, Columbia Banking System or Pinnacle Financial Partners?

Pinnacle Financial Partners (PNFP) is larger, with a market capitalization of $14.31B compared with $8.07B for Columbia Banking System (COLB).

Which stock has performed better over the past year, COLB or PNFP?

COLB returned +7.90% over the past 12 months, compared with +1.27% for PNFP (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, COLB or PNFP?

COLB has the lower trailing P/E at 11.2, versus 13.0 for PNFP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Columbia Banking System or Pinnacle Financial Partners?

Columbia Banking System has the higher yield at 5.15%, compared with 1.56% for Pinnacle Financial Partners.

Are Columbia Banking System and Pinnacle Financial Partners in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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