Commerce Bancshares (CBSH) vs Columbia Banking System (COLB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Columbia Banking System (COLB) has outperformed Commerce Bancshares (CBSH) over the past year, gaining 7.9% versus a loss of 4.0%. Over five years, CBSH leads with a -8.0% price change compared with -18.8% for COLB. Columbia Banking System is the larger company by market cap ($8.05 billion vs $7.84 billion), about 1.0 times the size.
On valuation, Columbia Banking System trades at a lower forward P/E (8.6x vs 11.9x for Commerce Bancshares). Columbia Banking System offers the higher dividend yield (5.17% vs 1.97%). Commerce Bancshares converts more of its revenue into profit, with a net margin of 3066.8% versus 310.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CBSH | COLB |
|---|---|---|
| Share price | $54.64 | $28.46 |
| Market cap | $7.84B | $8.05B |
| 1-day change | +1.35% | +0.71% |
| YTD return | +3.00% | +1.11% |
| 1-year return | -3.98% | +7.90% |
| 5-year return | -8.02% | -18.79% |
| P/E ratio (TTM) | 13.39 | 11.16 |
| Forward P/E | 11.89 | 8.60 |
| EPS (TTM) | $4.08 | $2.55 |
| Dividend yield | 1.97% | 5.17% |
| Annual dividend | $1.07 | $1.47 |
| Revenue (latest FY) | $18.46M | $177.00M |
| Revenue growth (YoY) | +9.80% | +18.79% |
| Net income (latest FY) | $566.25M | $550.00M |
| Net margin | 3066.78% | 310.73% |
| 52-week high | $60.92 | $33.68 |
| 52-week low | $46.99 | $23.83 |
| Distance from 52-week high | -10.31% | -15.50% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +20.39% | +18.20% |
| Average volume | 1.02M | 2.89M |
| Shares outstanding | 143.43M | 282.90M |
| Employees | 4,976 | 6,005 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- COLB has outperformed CBSH by 11.9 percentage points over the past year.
- Columbia Banking System offers a meaningfully higher dividend yield (5.17% vs 1.97%).
- Commerce Bancshares is more profitable, keeping 3066.8 cents of every revenue dollar as net income versus 310.7 cents for Columbia Banking System.
- Columbia Banking System grew revenue faster in its latest fiscal year (+18.79% vs +9.80%).
About Commerce Bancshares
CBSH stock →Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States.
Finance · Major Banks · 4,976 employees
About Columbia Banking System
COLB stock →Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States.
Finance · Major Banks · 6,005 employees
CBSH vs COLB FAQ
Which is bigger, Commerce Bancshares or Columbia Banking System?
Columbia Banking System (COLB) is larger, with a market capitalization of $8.05B compared with $7.84B for Commerce Bancshares (CBSH).
Which stock has performed better over the past year, CBSH or COLB?
COLB returned +7.90% over the past 12 months, compared with -3.98% for CBSH (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CBSH or COLB?
COLB has the lower trailing P/E at 11.2, versus 13.4 for CBSH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Commerce Bancshares or Columbia Banking System?
Columbia Banking System has the higher yield at 5.17%, compared with 1.97% for Commerce Bancshares.
Are Commerce Bancshares and Columbia Banking System in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.